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    Wealth

    Personal Finance

    Yesterday

    Roughly one in four Aussie home loans are set to switch from uber-low fixed rates to heinously high variable rates this year.

    Is the CFMEU the reason none of your friends can buy a house?

    Experts say sheer union bargaining power has helped to push wages up across the entire construction industry, and that is filtering through to property prices.

    • Lucy Dean

    This Month

    Zombie companies, low-yielding commercial property and marginal residential borrowers will become even more vulnerable.

    Second subprime crisis more likely with Trump in the White House

    Investors need to start preparing for how a re-elected Donald Trump will shape inflation, interest rates, and hence asset prices.

    • Christopher Joye
    AFR

    New $3m super tax is ‘stealing my children’s inheritance’

    Family enterprises face hard questions about whether to abandon their succession and retirement plans by selling their shops, farms and factories,

    • Duncan Hughes

    ATO targets property valuations in countdown to new $3m super tax

    SMSFs are in the firing line for failing to update the market value of investment properties and commercial buildings such as farms and medical practices.

    • Duncan Hughes
    A question of super.

    Can I put $360,000 into super before my divorce settlement?

    A reader getting $1.9 million from her ex-husband’s super fund wants advice on maximising her savings and the $15,000 she already has in her fund.

    • John Wasiliev
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    Over the past five years, financial advice fees have risen nearly 60 per cent.

    Not rich enough! Why my financial adviser dumped me

    Half a million Australians have been ‘sacked’ by their financial planners as firms clamour to win wealthier clients.

    • Penny Wise

    Where to profit from Brisbane’s Olympic property boom

    How to work out where to invest so that your gains hold for the long term.

    • Jarrod McCabe

    Spending a few hours on this now will make you richer later

    Work through these 11 steps to grow your superannuation faster.

    • Colin Lewis

    These cheap mining stocks still offer opportunity for investors

    A drop in mining business valuations has opened a window of opportunity for investors looking to lock in cheap prices and potentially big dividends.

    • Tom Richardson

    Popularity of sustainable ETFs dives to lowest in a decade

    Platinum Asset Management will terminate its Global Transition Fund due to low demand.

    • Michelle Bowes and Joanna Mather

    The $1m investment that will give you warm fuzzies and a tax deduction

    These funds are the vehicle chosen by many wealthy families – this is how they work.

    • Michael Hutton
    Private banks are using ETFs across their portfolios.

    The surprising asset class the rich are using to build wealth

    An increasing number of seasoned and wealthy investors are increasing their exposure to ETFs, an asset class that has been typically associated with the young.

    • Michelle Bowes
    A politically sensitive Fed has been desperate to cut its policy rate all year.

    This rule suggests the US is on the brink of recession

    The gradual increase in US unemployment has almost satisfied the “Sahm rule”, which has correctly identified the inception of all US recessions.

    • Christopher Joye
    Protecting transfers to children is not simple, say lawyers, advisers and brokers.

    The worst way to give your kids money, according to banks

    What every parent considering gifting or lending cash to their kids for a home deposit must know.

    • Lucy Dean
    Tens of millions of dollars of clients’ funds at Brite are unaccounted for.

    Expats’ retirement savings at risk in maze of pension transfers

    Pension transfer company Brite Advisors is suspected by Australian and US officials of mishandling clients’ funds.

    • Amy Bainbridge and Ainsley Thomson
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    Mike Larcher

    A mind trick helped Mike buy this $300k car. Next? A $15m mansion

    Millionaires reveal the money psychology hacks they swear by, detailing how delayed gratification can make you richer – and more in control of your goals.

    • Nina Hendy
    Mutual Trust chief executive Phil Harkness says the trick to a successful wealth transfer is to get the kids in early (and give them chocolate).

    The workshop that teaches young rich kids to manage huge fortunes

    During family retreats, kids start learning about managing money and donating to charity from an early age.

    • Lucy Dean
    Another way for young workers to boost their final super balance is to dial up the risk in their portfolios by moving from a balanced investment option into a high-growth one.

    Can we put $2.9m from a property sale into super?

    You can – but you must tick these boxes first.

    • John Wasiliev
    The Australian dollar jumped after the greenback weakened.

    Australia will have 400,000 new millionaires by 2028

    Buoyed by property and super, Australians have become the second-richest people in the world, on paper at least.

    • Lucy Dean
    Stockland bought five land lease community projects in Queensland.

    This fledgling asset class is generating double-digit returns

    Investors are earning attractive returns from land lease communities, which can generate an annuity-style income.

    • Sam Tamblyn