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    Wealth

    Wealth Generation

    This Month

    Protecting transfers to children is not simple, say lawyers, advisers and brokers.

    The worst way to give your kids money, according to banks

    What every parent considering gifting or lending cash to their kids for a home deposit must know.

    • Lucy Dean
    Planning for a comfortable future: Micheala Ripa.

    How this 29-year-old pilot plans to retire at 50 with $2.5m

    From meal-prepping a month in advance to investing in Tesla and Coca-Cola, here’s how one young couple is hoping to retire early.

    • Lucy Dean

    June

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    • Updated

    May

    Jess Brady spent four months in and out of hospital after a major health scare.

    ‘I spent four months in and out of hospital thanking my old boss for this advice’

    After a potentially life-threatening gallbladder condition, Jessica Brady has two goals: Listen to her body, and make sure young people are prepared for the worst.

    • Lucy Dean
    Dylan Jones

    Super for housing could only work for the fastest movers: experts

    First home buyers struggling to save a deposit might welcome the Coalition’s promise to let borrowers tap their super for property, but economists say it will only push up house prices.

    • Updated
    • Lucy Dean
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    How this Millennial plans to retire at 35

    Saving hard and opting out of the consumer lifestyle has helped these people retire decades before their parents did.

    • Bianca Hartge-Hazelman

    ‘I thought I had dementia’: How menopause crimps income and super

    Menopause costs women as much as $60,000 in retirement savings, according to ASFA.

    • Sian Powell

    Why I’ve got more in my super than when I retired 11 years ago

    Choosing the right financial adviser can help set strategies, achieve goals and protect wealth. Here’s how to find the right one – and how much you should pay.

    • Duncan Hughes
    Layla Anna moved back home with her mum due to a high cost of living, and wants help with her finances.

    I’m a Zillennial. Is financial advice worth it for me?

    At $4700, many young Australians would think twice about taking on a financial adviser. But are there instances when it’s worth it?

    • Lucy Dean
    First time home buyer Joanne Kim says she wouldn’t have made it in without being able to live at home for years.

    Forget Boomers. Millennials, your next landlord could be a best mate

    For decades, Millennials and Generation Z have blamed Baby Boomers for locking them out of the housing market. But what happens when wealthy Boomers start to give their kids cash?

    • Lucy Dean

    April

    Clear bad debt, says HLB Mann Judd’s wealth management director Lindzi Caputo.

    What to do in your 20s, 30s and 40s to build wealth

    Avoid ‘lifestyle creep’, establish good saving habits and pay down debt to get ahead.

    • Lucy Dean

    Is it worth getting a Qantas home loan for the points?

    It’s no good getting a ‘free’ one-way ticket to France but having no money to buy yourself a decent pain au chocolat.

    • Penny Wise

    March

    Point Piper and Sydney’s eastern suburbs remains one of the most densely populated with bankers.

    Where Australia’s top investment bankers live

    Privacy, prestige and access to the best schools in Sydney mean these suburbs are where deal makers call home.

    • Aaron Weinman
    Economists argue that the massive rise in income inequality since the 1960s is mostly a statistical illusion based on a series of methodological errors.

    What if the 1pc aren’t getting that much richer?

    A new understanding of the US economy suggests members of the 99 per cent are a lot wealthier than they look.

    • Rogé Karma
    The average amount spent on an engagement ring is $6000.

    How much should I spend on an engagement ring?

    In a stroke of 1930s marketing genius, De Beers convinced men they needed to spend at least a month’s salary on a diamond engagement ring. But is that really a good rule of thumb?

    • Penny Wise
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    Online shopping: ads “follow you” around on the internet.

    The seven mind tricks brands use to keep you spending

    Brands use sophisticated tactics to encourage you to spend more.

    • Emma Edwards
    ANZ Private’s general manager James Dunlop (L) and chief investment officer, Lakshman Anantakrishnan.

    ANZ’s private bank joins crowded race for country’s richest families

    The local bank has penned a deal with a fixed-income manager to tailor a bond portfolio for its richest clients.

    • Aaron Weinman
    A small change to your credit card limit can boost your borrowing capacity.

    In minutes, first-home buyer Beth added $62k to her borrowing capacity

    When Beth Brown reduced her credit card limit, her borrowing capacity shot up by $62,000.

    • Lucy Dean

    February

    James Gerrard and his deepfake version that sends out notes to clients.

    How AI can help with financial advice

    Financial planners are already in short supply. This is how AI can help them spend more time with clients.

    • Christopher Niesche
    The administration pain of holding individual international shares is not to be sneezed at.

    The best mix of assets for your retirement portfolio

    Financial advisers say moderately wealthy Australians and those better off can afford to stay weighted to growth assets into retirement.

    • Tom Richardson