Questions tagged [retirement-plan]
This tag should be used for any questions related to schemes for retirement or post-retirement planning or saving. A country specific tag should also be used if the question pertains to specific geography. There are some tags specific for certain retirement plans like 401k, roth-401k, rrsp that can also be used.
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Received a 2023 W-2 from a former employer with retirement Plan box checked
I switched jobs in Nov. 2022. The former employer provided 401(K), and the new employer (a small firm) required 1 year waiting period for 401(K) plan participation and can only enroll in January and ...
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What double-entry bookkeeping and account structure lets me report taxable distributions from retirement savings plan (e.g. RRSP)?
I have tax-preferred retirement savings plans, and I track their activity using a double-entry bookkeeping app. I am at the age where I am starting to make withdrawals from the savings plans. The ...
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Generic FV of PV Formula with equal inflation and savings rate
I’m trying to arrive at a formula that allows me to determine the future value of a present savings amount (P), given the following:
Period (p): e.g., Annual (p=1), Semiannual (p=2), Quarterly (p=4), ...
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What professional should I seek out to get financial advice on how to make ends meet with my current budget, expenses, and retirement accounts?
What professional should I seek out to get financial advice on how to make ends meet with my current budget, expenses, and retirement accounts?
My situation is that life is hitting us hard and fast:
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Why have I paid more in fees than the published expense ratio would account for?
Via my employer's retirement plan, I have some money invested in a fund with an advertised expense ratio of "($0.13 per $1,000) 0.013%". (This is listed as both the gross and net expense ...
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How would you balance this scenario?
I have two jobs, one is in the private sector (access to 401k) and one is in the public sector academia (access to 401b/453b) and my wife has a private sector job (access to 401k) and both of us of ...
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457(b) withdrawal limits?
I have a 457(b) from a state (Minnesota) employer which allows me to withdraw money from it in either regular monthly amounts or via 1-time withdrawals.
Years ago (5-7?) I was told that once I start ...
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How should I aggressively invest in ETFs with the goal of early retirement?
I'm 27 years old and trying to get my finances in order. I am very new to investing.
I have around 50k in the stock market (mainly VOO, VTI, QQQ) but it wasn't done with any intelligence. I mainly ...
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Vanguard: Targeted Retirement Mutual Funds vs Targeted Retirement Trusts
I have two different 401(k) accounts and each hold a Vanguard "Targeted Retirement 2040" instrument. I had assumed they were the same, but I just realized that the two accounts actually hold ...
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My employers "401(k) contribution" is cash, not an actual retirement account. What are my options?
I just took a job that I like, and the line in the offer letter turns out to be misleading (I think through inexperience, not manipulation).
This is it:
You will eligible to receive a 401(k) match of ...
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Convenience of Italian tax-advantaged retirement account
In Italy, as in many other countries, we have specific tax benefits for contributing to certain financial instruments geared towards retirement.
We can contribute up to 5,000€/year and subtract that ...
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Using a trust vs stocks to purchase land
I plan to purchase land to build a new home within the next year. I am receiving an inheritance in the form of a trust account; the account is in my name and I am also the trustee. I had planned to ...
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Can I regularly direct funds to a different retirement account?
I don't like my company's retirement plan sponsor. I feel their array of investment options are quite poor (poor because they don't have many options, their expense fees are high, and they don't offer ...
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Setting up an SEP-IRA for my single member LLC (taxed as an S-Corp)
I've set up a single member LLC (taxed as an S-Corp) for my self-employment work. I'm hoping to have the S-corp contribute some of my salary to an SEP-IRA which, as I understand it, means the S-corp ...
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Private pension for frequent country moves?
I hope this is sufficiently specific that it's answerable, I feel very ignorant about this topic, so I'm not even sure I'm asking a good question. I'd like advice on the terminology, and key ...
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