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0 votes
1 answer
705 views

How to determine which exchange to use for a long term European investment?

I am a permanent resident in Italy and I'm starting to make a long term investment of monthly fixed purchases (10+ years) in Vanguard S&P 500 UCITS ETF USD Acc (IE00BFMXXD54). I am using a broker ...
alexmcfarlane's user avatar
-1 votes
1 answer
98 views

Do you pay taxes on "phantom" transactions related to precious metal ETFs held inside a retirement account?

Precious metal ETFs (e.g. GLD) collect expenses from you by selling fractional shares on a month-by-month basis You have to pay taxes on these sales You have to account for fractional shares sold from ...
ToniAz's user avatar
  • 506
0 votes
1 answer
153 views

Is it worth it to own precious metal ETFs inside a retirement account? [duplicate]

Is it worth it to buy precious metal (e.g. gold and silver) ETFs inside a retirement account (e.g. IRA, Roth IRA and 401(k)) to avoid the hassle of accounting for taxes on these trusts? Accurately ...
ToniAz's user avatar
  • 506
28 votes
5 answers
7k views

How much money do I need to retire?

Assume that I need $15,000 (USD) per year to cover all my costs including health insurance. How much money do I need to retire? The naive approach would be something like this: An ETF gives, on ...
simplemind's user avatar
1 vote
2 answers
287 views

Lifecycle Investing through index options

I'm a young DIY investor who is looking for ways to consistently implement the approach outlined in the Lifecycle Investing book by Barry Nalebuff and Ian Ayres. In short, they suggest using moderate ...
Nikolay Rys's user avatar
0 votes
2 answers
165 views

Allocation basics not so basic [closed]

I've been trying to put together a long-term (15-20 years) ETF portfolio (stocks only, no bonds). As I read about the investment and allocation basics, I realized it's far from simple. I would like my ...
Danijel's user avatar
  • 298
2 votes
3 answers
115 views

Given a tax-advantaged account with commission-free funds, is there any disadvantage to frequent rebalancing?

In my retirement accounts, I have lazy portfolios consisting of a few index fund ETFs that my broker offers commission-free trades on. I would like to rebalance these funds not only to keep my ...
Xiong Chiamiov's user avatar
2 votes
2 answers
1k views

Good/Bad idea to have an ETF that encompasses another

In my free time I'm trying to decide what/how/where I'm going to diversify my Roth IRA portfolio. I'm saving right not but haven't actually opened the account. My question is, is it a bad idea to buy, ...
DukeLuke's user avatar
  • 745
0 votes
3 answers
459 views

ETF's for early retirement strategy

This question is a follow up question to this " Is my "retire young" strategy a sensible one? " I am attempting to structure a early retirement strategy. It involves dumping into a 401k (...
DotNetRussell's user avatar
7 votes
2 answers
1k views

Is my "retire young" strategy a sensible one?

My goal is to have enough to retire at 40. I have 11 years to go (I'm 29) as of the past 15th. To be clear, I don't plan on retiring, maybe ever, but I want to have enough to just quit one day if I ...
DotNetRussell's user avatar
2 votes
1 answer
212 views

Can I invest RRSP funds in ETFs myself in Canada?

I've just realized that the funds I have much of my RRSP money in has about 2.25% annual fees. All of the funds available to Desjardins RRSP personal accounts have these high fees. I've found VFV.TO, ...
Almo's user avatar
  • 255