All Questions
Tagged with retirement-plan pension
17
questions
3
votes
2
answers
394
views
Private pension for frequent country moves?
I hope this is sufficiently specific that it's answerable, I feel very ignorant about this topic, so I'm not even sure I'm asking a good question. I'd like advice on the terminology, and key ...
- 133
1
vote
2
answers
137
views
Caveat for participating in a private retirement fund sponsored by German "Riester-Rente"?
In my occupational pension scheme (VBL) I can, in addition to the legally required private pension insurance (VBL klassik), opt-in to extra private pension insurance (VBL extra). The latter is ...
- 3,223
8
votes
3
answers
1k
views
Are traditional pensions still optimal in the 21st century? [closed]
I have long had an issue with traditional pensions, I searched around and found some people at least seem to share some similar thoughts.
In short, my concerns are:
Too restrictive (you can't use the ...
- 3,655
3
votes
0
answers
132
views
Can one take retirement benefits from both Europe and the US?
Person A, a German citizen who currently holds a US green card and lives in the US, worked earlier in their life in three different European countries, contributing to various government-sponsored ...
- 709
0
votes
1
answer
264
views
Is Private Pension Worth It
I am 23 and now looking into what to do with some leftover monthly money. My question is whether getting a pension is worth it or not. Are pensions in general just scams? Am I just wasting money on a ...
- 901
0
votes
0
answers
223
views
Early retirement options
I plan to retire early (around age 45). Living in Europe. My question relates to what order I should be saving / investing in now and what order to use that money when I get to my early retirement age....
- 3,655
1
vote
0
answers
677
views
Is this retirement plan worth the risk?
I am a 24 year old male living in an EU country, with a gross salary (before tax) of €26,000. I am very new to the world of investment and do not have any experience - at best, I could say that I ...
- 19
0
votes
1
answer
70
views
Private pension ensurance - Split over multiple contracts?
What are the pros and cons of running several pension ensurances beside each other, instead of putting all the money into one ensurance?
Model all in one:
Contract A 2016 -> 100€/month
Contract A ...
- 198
5
votes
3
answers
312
views
Suggested ways to save for a comfortable retirement in the UK given the lifetime allowance limits on pensions?
I've heard the rumor that this March's UK Budget will lower the Lifetime Allowance (LTA) from £1M to £800k or even less. They might index this for inflation. That seems to me to be a pretty low ...
- 61
2
votes
1
answer
16k
views
My pf no on salary slip is MH/PUN/ Can anyone tell me how can I get UAN no if combination for Maharashtra-Pune becomes PU/PUN UAN Member Portal?
I work in India, Pune. I want to generate UAN [Universal Account Number] allocated to track the PF [Provident Fund, Govt. Pension scheme].
I was using government site Employee's Provident Fund ...
- 121
1
vote
1
answer
149
views
Pension Investing dilemma
I'm 61 years old, recently retired and need to decide how to take my pension from my former employer's pension fund.
This is a church-affiliated hospital system pension fund in the USA and is ...
2
votes
2
answers
137
views
What should I take into consideration when deciding whether to transfer a pension fund?
I have a pension with a previous company, and a pension with the company I am working for now.
The two pensions are very similar as far as I can tell. How should I decide whether to leave the old ...
- 329
13
votes
7
answers
2k
views
Pros & cons in Hungary of investing retirement savings exclusively in silver? What better alternatives, given my concerns?
For my retirement savings, my strategy is to buy a decent amount of silver (8% of my salary, roughly 1 month) every year to put away in coin form. I am currently investing in nothing else for the long ...
- 257
4
votes
3
answers
308
views
Is it better not to compartmentalize savings for multiple financial goals and better to imagine it as a single corpus?
I had an introductory meeting with an independent Certified Financial Planner who mentioned that:
People tend to allocate a certain amount for their children's marriage, or buying property or ...
- 235
15
votes
3
answers
3k
views
How to take care of pension funds if career is spread over many different countries?
I am a young academic from The Netherlands presently working in Sweden. Due to the nature of modern Academia, I expect that within the next 40+ years, I will be working in many different countries ...
- 3,223