Questions tagged [loans]
This tag is a generic tag to be used when asking a question on Loans / lending. If there is a specific question the other related tags like home-loan, student-loans, etc should be used.
1,138
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Why are my auto loan payments calculated differently than my mortgage payments?
Last year I got a home loan that follows the standard Rule of 78s amortization schedule. I can easily predict how much of my mortgage payment will go to interest and how much to principal.
A few ...
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1
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Is it possible to get a short term housing loan in India?
Suppose I want to pay for a house with my own funds expect that they are stuck in deposits that I can't redeem immediately. Is there any way I can get say a 40 lakh loan for a tenure of 1 year?
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I have a 401k loan used for a house down payment and now I am changing jobs: What should I do?
I guess this could be a cautionary tale, but I am hoping it can be remedied.
I had a job that I am leaving, but I had took a 401k loan to put down on a house. I don't have the money to pay it back ...
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What do I need to bring to the bank when applying for a loan?
What do I need to bring to the bank when applying for a loan? Should I bring pay stubs or other evidence of financial stability? What will help my chances of being approved?
- 7,856
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What is the preferred way to finance home improvements when preparing to sell your house?
Planning on moving and getting our house ready to sell has been more expensive than I expected. I'd like to get this debt off of credit cards. What's the most cost effective way to do this?
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How do loans against 401k / 403b accounts work?
I'm really clueless about these loans. Who gets the interest? Does the account fund the loan, or are they simply used as collateral? What are the tax implications?
- 7,437
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How to tell if you can trust a loan company?
What do you look for? Good UI design? BBB accreditation? Yelp, NYTimes mentions?
What should I expect of the customer service when making my decision to take out a loan?
What information should I ...
- 565
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3
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Where do I get the best interest rates on a loan?
What do you think about Peerform, Lending Club, and Prosper in relation to these other Banks, credit unions, etc.?
I am looking for a debt consolidation loan and I have a decent FICO ~700.
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What type of credit or loan to get for job relocation?
I have never had a credit card. The only loans I've had have been student and car loans. Both of those I always paid on time; both are paid off.
I have accepted a job offer and am now looking to ...
- 83
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Where can I borrow money for investing?
Where can I borrow money in the US if I have a good credit (730+)? I have heard community unions a good place to borrow money..but the lowest they could get is 12 percent. Can I borrow from a ...
- 67
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Meaning of "readily transferable"?
From Wikipedia:
Cash instruments are financial
instruments whose value is determined
directly by markets. They can be
divided into securities, which are
readily transferable, and other cash
...
- 5,883
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Is there any circumstance in which it is necessary to mark extra payments on a loan as going to "principal and not interest"?
I've heard for years - and not believed - that it was necessary to mark extra payments, clearly targeted towards a particular loan, as "apply to principal" or any other such magic wording in order to ...
- 1,647
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1
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Paying off home mortgage and lender wants a "Recording Fee"
So I whittled down my house note to the point where I have enough cash to just pay it off early and be done with it. Yay!
I asked my lender for a "payoff" statement, which provides an accounting of ...
- 53.1k
3
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Will I incur late fees, now that I am making infrequent/late payments on my auto loan?
I have been unemployed for 6 months now. I have been making infrequent payments on my auto loan. I am suppose to be paid up in May of 2012. My lien holder never sends me my balances or a bill, so I ...
- 31
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Under what circumstances might getting an ARM be warranted?
Specifically, I'm curious about the 7/1 and the 10/1 ARMs. I'm half-way seriously considering refinancing into one of these, mostly because I doubt I'll still be in this house in 7-10 years. I'm ...
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