All Questions
Tagged with loans real-estate
45
questions
8
votes
4
answers
4k
views
What could prevent a bank from lending to me to buy commercial real estate?
If I want to take out loans to buy real estate with the intention of renting it to cover the interest on the loans, what are the red flags that might prevent a bank from extending a loan to me?
...
- 9,785
40
votes
13
answers
12k
views
Is there a price point beyond which it no longer makes sense to buy an apartment or house?
I am in a very frustrating situation right now. I have accumulated a decent amount of value in cash and stocks. My wife and I however are still living in a rented small flat in our town in Austria ...
- 563
0
votes
3
answers
225
views
Home sale payment
My questions refer to real estate in the US.
When the buyer pays cash (i.e. without taking a loan), would it usually mean that the buyer will have to pay the whole amount in a single payment? Or is ...
- 465
0
votes
2
answers
221
views
Is it possible to create a LLC for property investment and obtain an FHA loan?
I'm interested in forming a company to invest in property for tax reasons. I currently don't have a mortgage and never have, is it possible to obtain an FHA loan for a piece of property and have the ...
- 175
1
vote
2
answers
443
views
How do locals in Germany finance their lifestyle seemingly above their salary levels? [closed]
I am foreigner in Germany, and I have noticed that my neighbours seemed to have no problems financing very expensive lifestyle, which I doubt can be afforded by salary alone.
My question is: Is there ...
- 11
0
votes
0
answers
81
views
Profit sharing after a property has been sold
my cousin and l jointly owned a property which we have just sold. There was an outstanding balance of 20,000 on the mortgage as at when we sold. The ownership is 50/50. Do l deduct the balance ...
0
votes
1
answer
187
views
How to calculate a loan constant payment (like PMT) but extra double paying (without interest) twice a year
This is my first post in this community, already tried to find my answer, and didn't succeed :(.
I'm working a way to understand the formula behind a loan that allows the client to extra pay the same ...
- 111
27
votes
5
answers
12k
views
Buy house with down payment, no loan, sell instantly
I just read Rich Dad Poor Dad, and I have no idea about mortgages, loans or real estate.
The author of the book describes a scenario in which a property is found for a cheap price (auction in this ...
- 387
0
votes
2
answers
378
views
buying property , loan and collateral
If one owns a property that's worth 200K, is it possible to get a loan to buy a second rental property for 100K, given one owns the first property outright, using it as collateral? Does this person ...
- 1
5
votes
1
answer
1k
views
How to obtain "Negative Equity Insurance" aka "Home Equity Protection" aka "Equity Protection Policy" in the UK?
I'm searching for an insurance policy to protect against negative equity on a residential real-estate.
The risk I'm trying to protect against is that house prices will fall.
I'm looking for ...
- 483
0
votes
2
answers
2k
views
Can you use a small business loan as the down payment on a house?
My wife owns a small business and is looking to purchase a barn or small warehouse to store some of her rental items. We are also looking to purchase a new home for our family. Can she acquire a loan ...
- 433
0
votes
2
answers
53
views
When I shop for a direct lender, will the credit checks that they may do be bad for my credit rating? [duplicate]
Is it bad for my credit rating each time a possible lender does a credit check on me?
I need to shop for a direct lender in order to get the best rate for a first mortgage on a property I want to buy,...
- 676
31
votes
9
answers
12k
views
Is it a good idea, to buy a flat with a loan, whilst using the rent to pay it off? [closed]
I have been thinking about taking a loan to buy a flat which I would rent out. My reasoning is that the loan would be paid off over time by the renters. After perhaps 30 years, I'd be left with a ...
- 484
1
vote
1
answer
899
views
Why isn't auto insurance included in DTI
The debt-to-income ratio includes monthly payments such as your mortgage, car payments, student loan repayments, and child support.
However, it doesn't include payments such as auto insurance. I ...
- 44
44
votes
12
answers
15k
views
Should I buy a house now before prices rise even more?
We rent an apartment in Frankfurt, Germany and we are contractually bound to it for another 1.5 years. We are 33 and 35 years old and there will be children soon. We make around 110k € annually (...
- 475