Questions tagged [repayment]
For all situations involving paying money back to a borrowed source, such as a loan.
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What (if anything) does one need to do AFTER the final payment on a mortgage in the US?
It's finally time, at the end of this month I'm going to call my mortgage holder and request a payoff quote and pay off the house. I know that my property tax and my insurance are bundled as part of ...
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Are all my sources of income considered when calculating the repayment of my student loan?
Actually, I have two questions.
I have a student loan income-based repayment, from my studies in the UK. Are any other income sources rather than my salary considered?. For example, a rent I get from ...
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Student loan repayment strategy - pay little by little or a big chunk at once before interests kick in?
I am a 29-year-old student who was graduated this month and looking for an apartment to rent.
I have a job offer for $109K/year but that won’t start until September.
$145K student loan with the ...
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How do I Calculate future monthly loan payments after interest-only period ends?
When I was in school, I was paying only interest on my Sallie Mae student loans. Now that I am graduated, my payments are made on the interest as well as principal. I am trying to calculate my monthly ...
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I have not paid my bill to Ability GmbH due to medical tragedy and moved to India what happens
It will be helpful if I find answer for this. I was working in Germany and there I registered in some dating site which I forgot after I moved to India due to my medical tragedy and now I am in ...
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Is paying back a HELOC similar to paying a credit card?
Background: Due to some not-so-good financial/home decisions by my spouse, I now must pay off our HELOC to the bank. We own the house but the bank owns us b/c the HELOC was only paid and never paid ...
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How to stop loan providers juggling my money during employer repayment?
I've worked for a high-needs public school for many years, and finally received notice the state would be paying off my student loan debt. Last summer, they paid $6k and they will pay the remaining $...
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What is the cheapest way to pay off this loan?
I recently took out a loan in order to buy a car for work.
The contract is over a five year term, with a total of 60 monthly repayments, at an interest rate of 13% pa.
The way the lender wants me to ...
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Tax payable on student loan repayment
I have two children at university. The eldest is in his second year as a PhD student, the youngest in the third year as an under-graduate. Both have taken out student loans and owe £45,000 (for under-...
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Will my property taxes change if I get it appraised for PMI removal?
I have studied questions around Mortgage Insurance removal and various experiences (mostly painful) with lenders in this process.
I had budgeted and readied myself to make a principal payment to bring ...
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Pay out lower interest mortgage now or wait and pay higher interest later?
I have a mortgage on my primary home, which consists of two sub-account: one is for the original loan with about £30K remaining on it; the other part is the extra borrowing to build an extension - ...
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Can Income Based Repayment payment exceed your income when married?
My understanding is that IBR payment is a percentage of your household income if married. In that case can the payment actually be more than your individual income if your spouse earns more? (...
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Is 0% APR ever a bad idea?
I have recently purchased a few large items of furniture for my new home and paid a ~25% deposit on these. To pay off the remainder I can pay in full or pay monthly with a 0% APR payment plan.
e.g I ...
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Are postmark dates applicable for repayments as per IRS publication 525?
If I owe my employer repayment of benefits such as relocation/sign on bonus that occur in a single calendar year (say $10k signing bonus paid in March 2020) - if I mail a check in to repay the ...
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Tour operator asks for undue money
Some time ago I purchased a trip from a leading tour operator in Germany (I’m resident of a close-by country).
They asked me to provide them with a credit/debit card details so they can collect €1000 ...
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