Questions tagged [deposits]
related to depositing cash or check into a Bank Account or in general deposits kept for various purposes like securing a rental property etc. Additional context specific tags like bank-account, rental-property to be used as appropriate.
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Does indivitual investor get protected by Deposit Guarantee Scheme if the money has been transfered into a collective escrow account?
Some brokers like trade republic are advertising the investor's deposit is protected under Deposit Guarantee Scheme. But in the same time it keeps mentioning that the deposit is actually in a ...
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Is personal loan interest deductable from other income / income for capital gains
Say I take a personal loan and invest that amount on P2P lending platform, or in a high yeild FD, or in the stock market. Is the loan interest that I pay for this loan eligible to be deducted from the ...
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How can I make my phone number verifiable by Chase Bank?
My friend endorsed his payroll check to me and I used mobile deposit to deposit it into my Chase bank account. (Used to have PNC account and have never had an issue doing this)
The check cleared my ...
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1
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Can the Zelle notes be enough of a written statement when returning a portion of the security deposit for Colorado Statute 38-12-103.?
Can the Zelle notes be enough of a written statement when returning a portion of the security deposit for Colorado Statute 38-12-103.
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Is it safe for me to give my checking account's routing and account numbers to a credit card company?
I have a credit card from one of the top five largest banks in the United States. The credit card offers cash-back rewards. The credit card company offers that the cash back can be issued directly to ...
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Is withdrawing all one's deposits a good tactic on pressing on the state? [closed]
In recent news, I see calls for people to withdraw all their cash deposits, supposedly to pressure against the state on a certain decision.
(redacted the names since the question is not about the ...
5
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How to deposit $9,900 in $100 bills when I only have accounts like Schwab and CapitalOne
I sold a car and have a bunch of cash that I'd like to put into my CapitalOne savings account.
I live in the Atlanta suburbs, where CapitalOne has no branches and no ATMs that accept deposits. Their ...
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461
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Need help depositing a joint check without a joint account
I think I've really screwed myself over here. I was dating someone and I bought a car with them. It was all my money used to buy the car. I put the title under both of our names because I wanted it to ...
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125
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If deposit rate at banks > mortgage rate, does it always make sense to take a mortgage loan and not to pay in cash for house?
If deposit rate at banks > mortgage rate, does it always make sense to take a mortgage loan and not to pay in cash for house?
It sounds simple but true. If mortgage rate is 5% and deposit rate is 7%...
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3
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In theory, can FDIC fail?
In theory, can FDIC fail? If it goings default, who is going to cover the customers?
Will the federal reserve automatically prints money to keep FDIC alive? Or such decision must be made through a ...
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Why are returns on term deposits so much higher in Canada (than in other countries)?
If one searches for GICs (Canadian equivalent of a term deposit) on the Canadian financial service comparison site ratehub.ca for 3 year deposits with 10 000 CAD as investment capital, one will come ...
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As a EU citizen, are there any low-effort diversification options that could protect me against inflation or a local crisis?
The recent political events in the EU and in my own country (Poland) led me to reconsider my current saving scheme and I'm looking for a low-effort way to diversify what I have in order to better ...
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What are safer alternatives to deposits that consumers can lose — if, after consumers pay deposit, a company goes bankrupt?
Many companies (call them D for Defendant) require monetary deposits from consumers (C for Claimants), before D undertakes time and effort to order the product. C is an unsecured creditor, and ...
user116398
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Possible scam for security deposit - bank operation
I am looking for apartments to rent in Switzerland and I came across a bank operation that is rather new to me. In order to put down the security deposit, I would have to do the following:
Fill in a ...
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What is the point in limiting the number of current accounts/deposits or the amount one has in such accounts?
Context: EU country outside of the Eurozone.
The main bank I am working with has issued a notification that says something along the following lines:
no more EUR deposits
maximum one current account ...
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