All Questions
96
questions
0
votes
1
answer
122
views
Car loan pre approved but not finalized [closed]
I bought a car on April 11 2024. I was pre approved . Car dealership did not finalize paper work. My loan sitting in pre approval. Car dealership closed
1
vote
0
answers
79
views
Varying interest charges on car loan
I am making my $386 a month car loan payments each month on time. I just looked at the payment history and the amounts of principal and interest vary widely each month.
For example:
October: Balance ...
- 11
2
votes
1
answer
2k
views
My girlfriend helped me buy a car - Who is responsible if she takes it back?
My original car was totaled, and I couldn't get a car on my own due to bad credit. The dealership approved me at a high rate with money down. When I get my trust fund, I can buy one.
My girlfriend ...
- 21
2
votes
0
answers
521
views
Can we hand over blank cheques to a bank when applying for any kinda loans?
I applied for a 4 lakh car loan with HDFC Bank, but before they will approve it, they require four blank cheques with my signature. Is it safe to give the bank those cheques?
10
votes
12
answers
6k
views
Do I use savings to buy a car?
My current car worth £700 needs £1500 of repairs. It’s a bit of a money pit at the moment with big repairs needed a lot.
I want to buy a new car. I’m looking at used cars and I found a 2015 Corsa that ...
- 101
0
votes
1
answer
670
views
Bank appears to be charging me more interest on a loan than they should
I have a car loan. This is a simple interest loan. When I enter in the details into a loan amortization calculator online, I get a different payment amount than what I have been paying. And, the ...
- 103
-1
votes
1
answer
167
views
Should I buy a second car at 18 years old? [closed]
Is it smart to buy a 43k car when I have saved up 26k and make around 1000 a week as an 18 year old
- 11
0
votes
1
answer
104
views
Taking home loan and car loan separately with some down payment or taking one loan without any down payment. which one is good?
Am from India and planning to buy a house and a car. I have ~10L in my hand. House costs around 36L (Including Registration and other charges) and car cost around 11L (on-road price).
So paying down ...
- 101
2
votes
2
answers
338
views
What is the procedure of getting an auto loan?
I am a new international student in the US. My credit score is 702 in the Capitalone credit wise and 710 in the CreditKarma website. I am a fully funded PhD student and have an annual income around $...
user109157
9
votes
4
answers
5k
views
If I pay off a lien on a car, do I own that vehicle?
My boyfriend and I have been together for 13 years. He has been separated from his wife for 20 years. He has a lien on his car, and he did not will it to anyone. If I pay the lien, do I own it?
0
votes
3
answers
868
views
Are there any advantages to PCP car deals beyond a low monthly payment - even though you don't own the car?
Up to now I've bought every car I've owned outright.
Due to changes in my family situation I need a bigger car. I'm looking at a used (albeit low mileage) car which is priced at £11,300. I could sell ...
user127538
0
votes
1
answer
200
views
Taking Car Ownership
My sister co-signed on a car loan with her boyfriend (now Ex). They are both Registered Owners on the car. He is the primary for making payments on the vehicle but now he's not able to afford it. ...
- 1
1
vote
2
answers
342
views
Can you get a mortgage loan larger than the house amount and buy a car with the remaining loan amount?
Would it be possible to get a mortgage loan for 40-50,000+ the amount of the house and then use the remaking amount of the loan to buy a car? The house is 62,000 and I’m pre-Approved for 120,000 .. ...
- 11
39
votes
4
answers
18k
views
How do I lend money to a friend for a car and put the car as collateral?
A friend of mine wants to buy a car, but does not have the money for it.
Instead of him going to a bank and borrowing the money to buy the car, I was thinking of maybe taking some cash from my bank ...
- 415
6
votes
1
answer
532
views
Upside down on car loan, sell and refinance gap?
In order to cut down our monthly expenses we are looking to sell our car. We still owe $12,000, kelley blue book says its worth around $10,000 and we don't have $2000 lying around to cover the gap.
...
- 163