Questions tagged [peer-to-peer-lending]
The peer-to-peer-lending tag has no usage guidance.
46
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Why don't US P2P lending companies allow funding from overseas?
I am living outside of the United States and am interested in investing through peer-to-peer funding companies such as Lending Club.
But I found that they do not allow it to non-US citizens or those ...
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How can such a thing as a "fully collateralized" Bitcoin loan exist?
Let's say I want to buy a house, but I don't want to spend any of my 10 BTC. So I want to borrow 1 BTC.
In order for me to not be able to scam whoever lends me that 1 BTC, I have to "fully ...
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Is it common practice to fill a KYC questionnaire for a P2P lending service?
I am using a P2P lending platform since about a year ago. When Coronavirus pandemic started, they freezed all the withdrawals and deposits from the investors (me). So I haven't been able to withdraw ...
- 1,173
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How is interest calculated on P2P lending?
I invested 102€ on a P2P site on a business loan. Here are the details of the loan:
Issue date: 18.01.2020 (DD//MM/YYYY date format)
Maturity date: 18.03.2020
Interest rate: 13% annually.
I ...
- 1,173
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2
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Innovative finance ISA
I have an emergency fund I am happy with and a Stocks and Shares Lifetime ISA where I am saving up for a house. As I am going to be going into my last year of university I was researching higher ...
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978
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Is money rotation a profitable game?
Some of my colleagues are insisting me to join a group of 10 colleagues (namely, A, B, C,..., J) in a money rotation game. Each member has to deposit Rs 10,000 per month into a money pool. Amount ...
- 143
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Profitability of Holding a Loan from Issue to Maturity
The loans that I invest in pay a fixed amount of money per month. A portion of it is principal and another portion of it is interest. As the loan matures, a smaller proportion of each payment is ...
- 155
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P2P lending sites - What was their history in 2008 and how safe is your money in a recession
I recently read a lot about P2P lending sites and their favourable interest rates but the skeptic in me wants to get more opinion from real people here with experience (and not blogs that get ...
- 462
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How to split my money in a P2P Lending site
I've noticed there are at least several similar questions but I don't think that they are asking for exactly the same thing.
I am planning to put some money in a P2P platform and invest (I won't ...
- 135
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What would determine a p2p lending more risky or more secure
The title doesn't describe the full picture so I would like to give some more background information.
So basically I've been aware of the p2p lending existence but I've always been somewhat hesitant ...
- 135
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How to diversify across P2P lending platforms?
In the UK there are plenty of peer to peer lending platforms, certainly 20+. Most offer returns of around 5% but a small handful offer above 10%.
As far as I'm aware, in the US there are only a small ...
- 183
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Ask mother to pay off entire student loan, then pay her?
To avoid paying additional interest on my student loans, I want to ask my mother to pay off the entire loans with by lump sum, and then I would pay her back with interest.
Are there any issues ...
- 1,507
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How is peer-to-peer lending taxed in the US?
If I make a $1000 investment in peer-to-peer lending, then are the repayments simply taxed as interest payments, similarly to interest earned in a savings account, or is there a reflection of the cost ...
- 419
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Lending club investments through a numbered company for favorable tax?
I'm part of a lending club in Canada that has just allowed corporate lending. My marginal tax bracket in Canada is 26%, so I'm trying to figure out if there is an advantage to lending through a ...
- 119
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What is Hosted Staking? [closed]
There are few ICOs are using Hosted staking as a term rather Lending.
I want to understand what is this hosted staking and how it works.
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