Secure Mobile Banking

The document discusses the challenges of identity and access management (IAM) in cloud computing environments. Traditional IAM solutions are insufficient for the cloud because they are focused on internal security, are difficult and slow to implement, and rely on proprietary standards. The next generation IAM platform needs features like federation to securely provide a single identity to multiple organizations, agility and lightweight deployment on-premise or in the cloud, and support for open standards to simplify integration. A cloud-ready IAM solution provides benefits like being future-proof for web, API and mobile access, having a single secure identity, driving revenue through improved customer experience and productivity.

The document discusses how governments are increasingly prioritizing strong authentication and looking to standards like FIDO to provide more secure, usable and privacy-preserving authentication. It notes that the UK and US governments have highlighted FIDO and endorsed its ability to deliver improved security without passwords. The document also discusses how authentication is an area of regulatory focus due to compliance needs around privacy, security and access across domains like digital government, healthcare, payments and financial services. It argues that FIDO specifications address regulatory needs by providing nimble, configurable and cost-effective strong authentication.

The document discusses identity in the Internet of Things (IoT) world. It covers the following key points: 1. Identity is frequently targeted in cyber attacks against executives, administrators, and outsourced vendors. Attackers need to be right once while enterprise security needs to be right every time. 2. IoT devices like refrigerators and thermostats are increasingly being hacked. 3. A framework is needed for identity management of users, devices, applications, and resources to enable secure access from any client or device to any service located anywhere. 4. Next generation IT requirements for identity in IoT include standards-driven federation and APIs, identity management for all entities, multi-factor

The FIDO Alliance has launched a new microsite, LoginWithFIDO.com, for high level, non-technical information about FIDO for consumers and service providers. As part of this project, we wanted to learn more about consumer attitudes and habits around authentication. What are their password habits? What do they think about the FIDO approach? Do they want to see FIDO at login? To find out, we conducted a survey of 1,000 U.S. consumers – the results of which were shared on this webinar. These slides include the findings from our research and how you may be able to utilize the data for your own FIDO offerings and/or deployments. This webinar includes: --How many different passwords consumers really use for their online accounts --What tactics they use for password management and how often they are resetting passwords and --Their familiarity with various types of authentication technologies including SMS OTPs, biometrics and others --The types of apps and services where consumers most want to use FIDO --How consumers want to be communicated with about FIDO at enrollment and login We also gave the audience a detailed look at LoginWithFIDO.com and how you can consider using it for your own educational initiatives around FIDO. You’ll learn: --How to navigate through the microsite and its two landing pages --How you can reference the site and its materials for your own offerings and deployments --Added insights into how to utilize FIDO’s consumer-facing marks

Sure, you can spell enterprise security without the letters M-F-A, but the modern digital enterprise isn't as secure without a strong multi-factor authentication (MFA) strategy. Enterprises are under attack, and credentials are a primary target. Many leading enterprises are enhancing their security and control with MFA, allowing them to move away from a high-risk, password-based security approach and to give their employees, partners, and customers a better user experience. View this slide deck for best practices for a MFA strategy.

The document discusses mobile authentication and the growing market for connected devices. It summarizes Nok Nok Labs' solutions for securely authenticating users and devices using biometrics on mobile phones. Nok Nok Labs has provided mobile authentication solutions for major companies in financial services, IoT security, and mobile carriers to replace passwords with stronger authentication methods. The document highlights case studies of deployments and strategic partnerships with companies seeking more secure authentication for their customers and devices.

The document discusses modern authentication and Nok Nok Labs' role in pioneering this area. It notes that Nok Nok Labs invented modern authentication, founded and led the FIDO Alliance, and has deployed authentication solutions for major markets. The document promotes the benefits of leveraging modern authentication, such as improved customer experience, higher retention and satisfaction, and reduced fraud and costs. It argues that authentication, security, and privacy will be vital for society with the rise of cloud services, IoT, and other technologies.

The General Data Protection Regulation (GDPR) come into effect earlier this year, ushering in the most significant change to European data protection laws in twenty years. The regulation impacts not only impact firms resident in the European Union (EU), but around the world, as any organization doing business with EU citizens must comply with the regulation. FIDO Alliance standards were created from the outset with a “privacy by design” approach and are a strong fit for GDPR compliance. Crucially, FIDO delivers authentication with no third-party involvement or tracking between accounts and services. And when it comes to biometrics, FIDO standards prevent this information from being stored and matched in servers – it never leaves the user’s device – and FIDO(R) Certified devices do not allow for any biometric data to be captured. This presentation includes: - Key GDPR considerations when deploying strong authentication - Where FIDO Authentication relates to GDPR articles on data protection, consent of data subject and data subject rights - How FIDO can help your organization meet GDPR requirements

The document is a presentation from the FIDO Alliance about establishing an Identity Verification and Binding Working Group. The working group will define criteria for remote identity proofing using government IDs and biometrics. It will create certification programs to evaluate identity verification solutions. The initial focus is on specifying requirements for remote document verification and facial matching during identity proofing. The goal is to provide guidance to help online services strengthen identity assurance when using FIDO authentication without passwords.

A case study for healthcare leader, Aetna on how they are developing a digital competitive advantage. As part of their strategy to improve user experience and protect members, they have deployed FIDO Authentication.

Learn about FIDO Alliance status and plans. From FIDO Alliance Seminar in Washington, D.C., in October, 2015. FIDO specifications can help all organizations, especially service providers who want to scale these features for consumer services over the web. Essentially, FIDO offers a simple, low-cost way to improve security and the online experience.

Presentation SE-4111, User Authentication for Mobile Devices and Access, by Max Berman at the AMD Developer Summit (APU13) November 11-13, 2013.

Executive Director and Chief Marketing Officer of FIDO Alliance, Andrew Shikiar updates viewers on the State of FIDO.

The document discusses FIDO Alliance's efforts to create simpler and stronger authentication standards to replace passwords. It provides an overview of FIDO authentication, including how it works, adoption rates, and certification programs. It also summarizes the Alliance's work in identity verification, binding, and FIDO Device Onboarding to fill gaps and further the passwordless vision.

The document discusses technical specifications for device authentication provided by FIDO. It describes issues with traditional password authentication and how FIDO addresses these through standards that separate user verification from authentication. FIDO uses public key cryptography and relies on authenticators that can be integrated into devices to enable strong, passwordless authentication across multiple websites and applications.

A look at the changing regulatory environment in Europe and the impact on payments, EMVCo 3D Secure along with details on Visa's implementation.

The document discusses enterprise mobile security. It covers the lifecycle of mobile device solutions within an enterprise, including initiation, development, implementation, operation and maintenance, and disposal. It also discusses developing a mobile policy using use cases, BYOD scenarios, and various MDM solutions. The key aspects of a mobile security program are identified as device management, data protection, network protection, identity and access management, and application management. A case study example is also provided.

Apresentação sobre a revolução dos smartphones e tablets ao redor do mundo. Exemplos de aplicativos são dados.

Este documento resume um evento sobre mobilidade no setor bancário apresentado pelo IAB Brasil. Ele discute o crescimento dos canais digitais e móveis no Bradesco, incluindo o aumento das transações e downloads de aplicativos, assim como estratégias para acessibilidade e engajamento em redes sociais.

Biometrics refers to authentication techniques that rely on measurable physiological and individual characteristics to automatically verify identity. There are two main types of biometrics: physiological, which relate to the body shape like fingerprints, retina, and face; and behavioral, which relate to behaviors like voice, handwriting, and typing patterns. Biometric systems use verification to compare a sample to a single stored template or identification to search a sample against a database of templates to resolve a person's identity. While biometrics can provide strong authentication for applications like secure banking, border control, and access control, they are not perfect and have limitations like cost, accuracy, and privacy concerns.

The document discusses penetration testing of biometric systems. It describes various attack vectors against biometric fingerprint systems, including local attacks against the fingerprint sensor and remote attacks against the backend database, biometric management servers, and admin interfaces. It provides examples of how to steal fingerprints, reproduce fake fingerprints, attack remote management protocols, and detect biometric devices on a network.

Apresentação IBM Solutions Connect 2013: Desafios da mobilidade nos ambientes corporativos. Soluções de segurança da IBM para proteção de ambientes móveis parte da iniciativa IBM Mobile First.

Este documento discute a evolução da internet e sua popularização a partir dos anos 1990, permitindo a conexão de computadores em todo o mundo. Também aborda como as tecnologias móveis modificaram o conceito de espaço e tempo, possibilitando a comunicação independente da localização física. Finalmente, apresenta perspectivas de crescimento para o mercado de mobile banking no Brasil.

Account security is paramount to banks. Despite taking several precautions and beefing up security levels, there have been many instances of security breaches. Biometrics is seriously being considered as a viable option to meet these security threats. Biometrics - unique to each individual - when layered with another authentication factor (such as One-Time Password, etc.) can become a potent mechanism to protect individual accounts from getting hacked. Learn more in this infographic.

In 2015, 63 percent of all confirmed data breaches were the result of weak, default, or stolen passwords. In fact, this was the second primary cause of all data breaches, globally, according to the 2016 Verizon Data Breach Investigations Report. The death of passwords has been heralded for over a decade now, but these reports were often greatly exaggerated. However, in recent years this has begun to change, as new technologies are allowing companies to change how they secure access to digital assets. From traditional usernames and passwords to two-factor authentication, outdated security practices are failing to keep data secure. Whether it’s a lack of user adoption or actual flaws in the security infrastructure, businesses need a better option to protect access to their most important resources. In this webinar, we will discuss the prevalence of data breaches today and where passwords and two-factor authentication fall short, followed by how biometrics, when properly deployed through end-to-end solutions like HoyosID, can provide the missing piece for fully securing digital access.

With the rise of various threats in the market, the banking industry must come with methods to stay ahead of the curve to deflect cyber criminals from accessing our financial records. Biometrics offers a solution to prevent such intrusions, and allows users to authenticate themselves via various technologies to access their financial information.

Biometric encryption is a technique that securely binds a cryptographic key to a biometric template. During enrollment, a random key is linked to a user's biometric template using a binding algorithm. During verification, applying the same biometric will regenerate the key through a retrieval algorithm. This allows authentication while preventing storage of the actual biometric data. Biometric encryption offers advantages like improved security, ability to revoke compromised keys, and privacy by not retaining biometric images.