The document discusses several perspectives on blockchain use cases from SWIFT Institute, Accenture, and potential adoption scenarios. SWIFT Institute found little short-term payoff for securities transactions due to challenges like regulatory support. Accenture saw opportunities but said the technology is not mature enough. The document then presents a simple use case of blockchain as a public pub/sub message queue and discusses the technical advantages and challenges. It concludes by considering which industries and organizations may be early blockchain adopters.