All Questions
96
questions
0
votes
1
answer
131
views
Car loan pre approved but not finalized [closed]
I bought a car on April 11 2024. I was pre approved . Car dealership did not finalize paper work. My loan sitting in pre approval. Car dealership closed
- 49.1k
0
votes
1
answer
1k
views
car loan but 2 people on title
Can one person take out a car loan but have two people on the car's title?....If I am on the title my son's car insurance drops significantly but he wants to take the car loan out himself (to build ...
4
votes
3
answers
380
views
Could Paying Off Car Loans Early be Bad For Credit?
I am 22, I have had a couple of car loans that were both supposed to be 5 year loans. The first loan I started in November of 2015. I ended up paying off the loan in 9 months. After I paid it off, I ...
- 221
1
vote
0
answers
83
views
Varying interest charges on car loan
I am making my $386 a month car loan payments each month on time. I just looked at the payment history and the amounts of principal and interest vary widely each month.
For example:
October: Balance ...
- 143k
0
votes
1
answer
727
views
Bank appears to be charging me more interest on a loan than they should
I have a car loan. This is a simple interest loan. When I enter in the details into a loan amortization calculator online, I get a different payment amount than what I have been paying. And, the ...
- 3,992
2
votes
1
answer
2k
views
My girlfriend helped me buy a car - Who is responsible if she takes it back?
My original car was totaled, and I couldn't get a car on my own due to bad credit. The dealership approved me at a high rate with money down. When I get my trust fund, I can buy one.
My girlfriend ...
- 953
7
votes
1
answer
13k
views
I signed on as the co-signer on a car loan and somehow ended up being the primary name on the account
I know a person should never co-sign for anyone. I always have. This is why I feel so stupid but I signed on to a car loan 4 or 5 months ago for my ex. I was against it but the fact she was hanging my ...
- 1
2
votes
0
answers
532
views
Can we hand over blank cheques to a bank when applying for any kinda loans?
I applied for a 4 lakh car loan with HDFC Bank, but before they will approve it, they require four blank cheques with my signature. Is it safe to give the bank those cheques?
10
votes
12
answers
6k
views
Do I use savings to buy a car?
My current car worth £700 needs £1500 of repairs. It’s a bit of a money pit at the moment with big repairs needed a lot.
I want to buy a new car. I’m looking at used cars and I found a 2015 Corsa that ...
- 49.1k
19
votes
8
answers
12k
views
Is a car loan bad debt?
I've heard people saying that a car loan is considered a bad debt, while a house mortgage is a good debt and so on.
My bank is offering 1.49% interest for a 36 month loan or 2.49% for a 37-60 month ...
- 294
4
votes
1
answer
367
views
Is it possible to remove and replace a cosigner?
Is it possible to remove a cosigner from a car loan and replace with a new cosigner? If the new cosigner possesses a legal driver's license, and the cosigner to be replaced has no driver's license, ...
CommunityBot
- 1
-1
votes
1
answer
167
views
Should I buy a second car at 18 years old? [closed]
Is it smart to buy a 43k car when I have saved up 26k and make around 1000 a week as an 18 year old
- 53.1k
1
vote
1
answer
223
views
Calculate the deposit on a loan when the monthly payment, interest rate, and balloon are known
I am looking into PCP finance for a car and I have found estimates where I enter a term and a deposit, and am given a monthly payment for the loan.
Some sites (BMW for example) will let you enter a ...
CommunityBot
- 1
9
votes
4
answers
5k
views
If I pay off a lien on a car, do I own that vehicle?
My boyfriend and I have been together for 13 years. He has been separated from his wife for 20 years. He has a lien on his car, and he did not will it to anyone. If I pay the lien, do I own it?
35
votes
4
answers
17k
views
Why is the car dealer insisting on a loan instead of cash?
I saw a question that said "He (dealer) knocked down the price quite a bit" but my experience is different. The dealership says that they have a US$1500 incentive if I take a loan from their financing ...
- 143k