Questions tagged [car]
Purchasing new or used cars, getting car loans, down payments for cars, refinancing car loans, and car insurance.
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Used car depreciation cliff--is it a fable or real?
I keep reading about this sudden drop in value on transferring a vehicle from new to used. I'd like to ask the validity of this, how do we know it to be true? Is this an actual phenomenon backed by ...
10
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6
answers
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Why depreciation is considered a cost to own a car?
I thought depreciation is the lost in value of a car after purchase, then why is it considered a cost to own a car? Thanks.
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2
answers
241
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Car Dealer ran 2 credit checks - At the end i didnt even buy the car, how to get the credit score fixed
Recently I've submitted the online credit inquiry form from the dealer after finalizing the car (online).
I visited the dealer and because of some reason (car interior) i didnt buy the car.
When i ...
0
votes
1
answer
120
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Car loan pre approved but not finalized [closed]
I bought a car on April 11 2024. I was pre approved . Car dealership did not finalize paper work. My loan sitting in pre approval. Car dealership closed
8
votes
2
answers
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Declaring bankruptcy when I am the primary and my son is the co-signer on his car loan
Four years ago, I thought I was cosigning on my son's car. At the time, I was in Oklahoma and he was a New Mexico, so everything was done through FedEx. I have since moved to New Mexico and ...
2
votes
1
answer
445
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Sold my car, but buyer used fake driver's license and fake TD bank draft
I sold my car in an ICBC office in Vancouver. The buyer came with a fake driver’s license and a fake bank draft. I deposited the bank draft via mobile app, and it was accepted. Then I signed the paper....
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1
answer
356
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Will a cosigner getting another loan without me affect me in any way? [closed]
My co-signer and I got a Volkswagen for her and myself, her being my co-signer now she just showed up with a new car and is surrendering her car will that effect me since she co-signed for me at the ...
0
votes
0
answers
104
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Can NJ's rebate program for electric vehicles be resumed just by the governor's direction?
NJ has a program which provides a substantial rebate on the purchase or lease of an electric vehicle. In addition, NJ doesn't charge sales tax on EV. Couple that with the federal rebate and EVs are ...
2
votes
2
answers
317
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Co-signer or Buyer that is the question [duplicate]
My stepmother asked me to co-sign on a brand new car. I did it because I felt obligated.
When we got to the dealership they said her credit was so messed up to get the car I had to be the primary and ...
2
votes
1
answer
727
views
Bought a lemon and the bill of sale has an incorrect price
I paid $2100 for a vehicle but on the bill of sale he put $839.75. I paid with card through cash app so I have proof of what I actually paid.
The vehicle got less than a quarter mile down the road and ...
17
votes
1
answer
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I co-signed for my son's car and he died. I told the bank to come get it and they told me they won't take it
The loan keeps showing up on my credit report. They offered me a pay off but I can't afford to pay it off. I asked the loan company what to do? And they can't give me a answer...
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votes
1
answer
113
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California car title transfer
I loaned a car to someone in California and I now want to transfer title to them for free. They will not sign the title transfer papers or return the car. I am concerned about my insurance liability. ...
1
vote
0
answers
79
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Varying interest charges on car loan
I am making my $386 a month car loan payments each month on time. I just looked at the payment history and the amounts of principal and interest vary widely each month.
For example:
October: Balance ...
2
votes
4
answers
3k
views
Does paying cash for a car for a better price work?
I have heard that you can often negotiate a better price for a used car if you pay with cash. Here is just one of many articles on the topic. In this case, I believe that by paying with cash people ...
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Will I be asked to allow a credit check or requried to give my SSN if I pay cash for a used car?
This [older] post (link) makes it sound like it's likely I'd be expected to complete a credit application, give out my SSN, etc., if I walked into my local dealership and said I wanted to pay cash for ...