All Questions
10
questions
57
votes
12
answers
28k
views
Should I pay off a 0% car loan?
I'm ahead on 0% interest car loan. I don't have to make a payment until October. I currently owe $3,000 and I could pay it all off. Should I do that or leave that money in my savings account that ...
- 571
31
votes
11
answers
11k
views
Is it a good time to replace my used car?
We have a 2005 Chevy Impala with 105,000 miles that we purchased in 2011. We have made many repairs such as replacing the transmission, repairing the radiator, heating and AC system, thermostat, belt,...
- 413
19
votes
8
answers
12k
views
Is a car loan bad debt?
I've heard people saying that a car loan is considered a bad debt, while a house mortgage is a good debt and so on.
My bank is offering 1.49% interest for a 36 month loan or 2.49% for a 37-60 month ...
- 1,209
7
votes
1
answer
13k
views
I signed on as the co-signer on a car loan and somehow ended up being the primary name on the account
I know a person should never co-sign for anyone. I always have. This is why I feel so stupid but I signed on to a car loan 4 or 5 months ago for my ex. I was against it but the fact she was hanging my ...
- 71
5
votes
4
answers
1k
views
Will paying off my car early hinder my ability to build credit?
I don't have much credit because I am young but I did recently purchase a car which I am paying 9% on. This seems ridiculously high to me and I was thinking about pulling out some of my stocks to pay ...
- 699
2
votes
1
answer
13k
views
Can you pay off lease early?
If I pay off lease amount early for a car, is there any impact on my credit?
Let's say I'm paying $400/month for 36 months, which is 14,400 total. If I pay 14,400 within 6 months, are there any ...
- 199
19
votes
14
answers
16k
views
I’m 18 years old and want to finance a £30,000 car [duplicate]
I'm 18 years old and I've always wanted an Audi Q5. Currently, I'm working full-time. I earn £28,800 annually and that will be due to go up soon. The car I've had eyes on costs £31,789. The monthly ...
- 255
9
votes
5
answers
13k
views
New car price was negotiated as a "cash deal". Will the price change if I finance instead?
I am planning to buy a new car. I went to a dealership and when talking to a sales person I said I can pay cash. He knocked down the price quite a bit.
Since the dealership did not have any low APR ...
- 763
7
votes
2
answers
25k
views
What's the deal between the bank and the dealer when you finance your car loan with your bank?
I'm an absolute beginner to car loans, and I was wondering what's going on between the financing agencies and the dealers when I finance my car loan. (My questions are about car financing in the US.)
...
- 302
5
votes
5
answers
68k
views
Where can I get a car loan for roughly $2000?
I'm looking to buy a new car and have found one that I really like. It is priced at $4500 (with taxes). I currently have $2700 in my savings account. I would like to get a loan for $2000 (leaving me ...
- 151