All Questions
Tagged with credit-history secured-credit-card
7
questions
1
vote
1
answer
188
views
Do secured and unsecured credit cards have a different effect on credit history/score?
I have a regular credit card from Bank of America, and I want to apply for another secured credit cards from capitol one and citi or US bank. What I want to know is:
1- Are there any differences ...
user109157
0
votes
1
answer
200
views
Which is better to build credit score? Becoming an authorized user of another credit card or get a personal secured credit card?
I am new to the US with a F-2(student dependent) visa, I want to have credit history and build credit score in the US. I think I have three options but don't know which is better to do or maybe better ...
user109157
1
vote
2
answers
208
views
How long after being denied for a credit card should I wait to apply again?
I live in the US since November 2019 and have been an authorized user on my partner's credit card since then, which resulted in a credit score of 787.
I opened my own bank account in October 2020 with ...
- 11
4
votes
3
answers
516
views
Keep secured credit card open?
I am young and want to try to start building credit. The tellers at SunTrust advised that I start with a secured credit card, and eventually I will transfer to an unsecured one. Is the transfer like ...
- 321
3
votes
0
answers
141
views
Most Efficient Spending Habits To Build Credit Given My Circumstances [duplicate]
I had a question regarding building credit. I have no past credit history, and just opened a secured card with a $200 credit to help me build mine (yes, it reports to all 3 bureaus). I currently have ...
- 131
1
vote
6
answers
3k
views
What is the best credit card for someone with no credit history
A little background, I've never had a credit card and I'm seriously due for a credit check as I've never had one.
I've applied to numerous credit cards and I've been declined every time. I hold a ...
- 13
12
votes
1
answer
801
views
Myth, or not: If using a secured card to build credit, paying off in part each month has more benefit than paying in full?
Does paying off a secured credit card in full each month not allow me to build a credit history?
I'm asking because reading about regular credit cards indicates that paying in full helps build a good ...
- 223