All Questions
5
questions
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Which is better to build credit score? Becoming an authorized user of another credit card or get a personal secured credit card?
I am new to the US with a F-2(student dependent) visa, I want to have credit history and build credit score in the US. I think I have three options but don't know which is better to do or maybe better ...
4
votes
3
answers
517
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Keep secured credit card open?
I am young and want to try to start building credit. The tellers at SunTrust advised that I start with a secured credit card, and eventually I will transfer to an unsecured one. Is the transfer like ...
3
votes
0
answers
141
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Most Efficient Spending Habits To Build Credit Given My Circumstances [duplicate]
I had a question regarding building credit. I have no past credit history, and just opened a secured card with a $200 credit to help me build mine (yes, it reports to all 3 bureaus). I currently have ...
1
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6
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3k
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What is the best credit card for someone with no credit history
A little background, I've never had a credit card and I'm seriously due for a credit check as I've never had one.
I've applied to numerous credit cards and I've been declined every time. I hold a ...
12
votes
1
answer
816
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Myth, or not: If using a secured card to build credit, paying off in part each month has more benefit than paying in full?
Does paying off a secured credit card in full each month not allow me to build a credit history?
I'm asking because reading about regular credit cards indicates that paying in full helps build a good ...