Questions tagged [retirement-plan]
This tag should be used for any questions related to schemes for retirement or post-retirement planning or saving. A country specific tag should also be used if the question pertains to specific geography. There are some tags specific for certain retirement plans like 401k, roth-401k, rrsp that can also be used.
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How to find higher yield investments if I'm 20+ years from retirement? [closed]
I am 37 and don't plan on using any of this money until I'm at least 50. Currently I'm using RobinHood and have mimicked Warren Buffet's top stock picks.
I'm currently looking into
hedge funds
day-...
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Insurance product for retirement
I am new in finance.
If I want to propose an insurance product for retired people, and I am supposed to take on financial risks in the hope of profit.
Can someone give me some informative tips of what ...
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401 K Plan and form 5500
I have a solo 401 K plan with about 225K in it through E*Trade. If/when the account reaches 250K then
I will have to file form 5500 every year with the IRA. I do not want to have to file form 5500 ...
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Should I contribute to a 401k pre-tax or Roth after tax if I plan to work for a year and then go back to grad school?
I am completely new to investment for retirement, and just got my first job.
My job offers a 401k pre-tax and a Roth after-tax.
However I plan return to grad school after one year of working. Is it ...
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Lifecycle Investing through index options
I'm a young DIY investor who is looking for ways to consistently implement the approach outlined in the Lifecycle Investing book by Barry Nalebuff and Ian Ayres.
In short, they suggest using moderate ...
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What am I not considering in my current Financial Plan?
Standard Caveat: I understand the opinions expressed on this forum do not represent financial or legal advice.
With that said, I have a long term goal to preserve and build wealth (in that order) and ...
2
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1
answer
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CARES-related withdrawal: eligible plan vs. opt-in
It seems a qualified individual with an eligible retirement plan can apply CARES act provisions with regard to withdrawals/distributions received during calendar year 2020, whether or not the plan ...
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Are traditional pensions still optimal in the 21st century? [closed]
I have long had an issue with traditional pensions, I searched around and found some people at least seem to share some similar thoughts.
In short, my concerns are:
Too restrictive (you can't use the ...
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What to do with US retirement plan after moving to Canada
I have accumulated a few tens of thousands of USD in 403(b) retirement plans with TIAA and Fidelity. I recently moved to Canada. I am not planning to return to the US anytime soon or ever. Is it wise ...
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Does the “15% into retirement” rule include employer contributions?
I keep seeing that you should be putting 15% of your income (link2, link3) into a retirement account. Does that include the employer match? For instance, if my employer has a 4% match, do I still put ...
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How do I get confidence that I am planning for retirement correctly
So, I am not a big spender. I have some investment in stocks and focus on monthly savings and don’t usually splurge money.
That said, I don’t know if I am doing enough to save enough money for ...
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1
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401K Liquidation
I contributed to a 401(k) for the past three years and due to market volatility there is no gain in my contribution.
Its hard earned money. Is it possible to sell all the stocks and bonds contributed?...
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How can I offset the risk of a market crash when making a retirement plan?
Most retirement plans in America today are built upon investment portfolios - whether it's a 401K or some other scheme similar to it, they're built upon the idea that stocks will, over time, increase ...
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What is a 3(21) or 3(38) fiduciary? [321, 338]
My financial guy mentioned different kinds of fiduciaries by number, 3(21) and 3(38). What do they mean? Where are they defined?
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Can a previous employer contribute to my closed 401k after termination
I was terminated in late January of 2020 by my previous employer. I had worked for them for 5 years and 2 months. I had over 5k in my 401k account and withdrew it all a couple days after termination (...
