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Questions tagged [dispute]

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2 votes
0 answers
75 views

Time Limits on chargebacks when large company assures me refund is in progress

Short version: Company rep has told me "refund is in progress" for a purchase I made with my credit card, however, it's been over a month, and I have not seen the refund. When or should I ...
Rboreal_Frippery's user avatar
13 votes
4 answers
8k views

Can someone sue for house ownership if they gave money for it?

My parents received money from my grandmother to put a down payment for a house. After my parents purchased the home and put the house under their names, my grandmother moved in and eventually after 3 ...
Kevin Gomez's user avatar
44 votes
6 answers
11k views

Why did my credit card company resolve my dispute in seconds?

I had a dispute regarding a tip charge on my credit card when I dined in a restaurant. The tip amount which I signed to pay is $8.98 but the restaurant charged me $15.00. A few days later when I ...
Zuriel's user avatar
  • 1,571
-1 votes
2 answers
102 views

Who's paying for my disputes? (Traveling overseas)

I'm using US credit cards outside of US. If I get scammed, I file a dispute and get my money back. Filing the dispute takes less than a minute. I didn't measure it but this happened like 1% to 5% of ...
user120405's user avatar
0 votes
1 answer
3k views

Can I dispute too many transactions? (credit card)

There's a restaurant here that's a hit or miss. Sometimes they mess up my order. Sometimes food sucks. But sometimes they're great and when they're great its really good. Maybe I'm a little addicted ...
user118315's user avatar
3 votes
0 answers
64 views

Disputing a currency conversion that happened in a SWIFT transfer between accounts of the same currency

I made a SWIFT transfer from my EUR account in one bank (in Russia) to my EUR account in another bank (in the UK). However, the beneficiary bank received the transfer in GBP and converted it to EUR in ...
Alexander Pozdneev's user avatar
1 vote
0 answers
78 views

Protesting/Disputing Appraisal Increase on Unimproved Land

I live in Texas and own about 13 acres of (farm) land. The appraisal for the land went from ~$165K last year to ~$270K this year, an increase of about ~63%. There is nothing distinctive, either pro ...
AA040371's user avatar
  • 353
7 votes
3 answers
805 views

How to stop recurring credit card charges?

Suppose an individual is subscribed to a service that costs $3.00 per day. He uses his credit card to pay for this service. Also, suppose this individual wants to cancel his subscription but has ...
creditguy122's user avatar
24 votes
2 answers
12k views

Ordered bike parts, paid with Paypal, received face masks. How do I get my money back from this scam?

My wife fell victim to a scam that she will not let go of. She was looking for a bicycle online and came across what appeared to be a legit web site. My wife assumed that it was safe to use Paypal ...
maple_shaft's user avatar
3 votes
0 answers
130 views

Do I need to keep the product after a successful chargeback?

I am in California. I successfully filed a chargeback after a merchant repeatedly failed to send a return label after agreeing to an RMA. I now have my money back, but also a product taking up space ...
Chris's user avatar
  • 132
36 votes
7 answers
33k views

Is it acceptable to use a bank's "dispute a charge" feature if restaurant wouldn't give refund?

I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather ...
Village's user avatar
  • 2,813
2 votes
4 answers
451 views

Is there a standardized time-limit for disputing credit card charges?

tl;dr: Is there any definitive guide to the allowed timeframe for disputing CC transactions? The answers seem to vary widely. Does everyone need to call their bank for any specific transaction to find ...
TTT's user avatar
  • 47.2k
2 votes
3 answers
493 views

Disputing a collection on an account that is current, but the collection agency wants the original debt amount

I have a surgery bill (Original Balance: $2,757) that I have been paying off for the past 2 years with auto-drafted monthly payments. Every month on the 1st a payment was auto-drafted from my checking ...
Jeremy's user avatar
  • 257
1 vote
1 answer
132 views

How do I recover from accidentally missing a credit card which made my account delinquent?

I have a credit card that I rarely use. It is set up so that the full balance is automatically paid off each month from my bank account. I switched bank accounts and updated the account details for ...
Eli's user avatar
  • 11
0 votes
1 answer
185 views

Tour operator asks for undue money

Some time ago I purchased a trip from a leading tour operator in Germany (I’m resident of a close-by country). They asked me to provide them with a credit/debit card details so they can collect €1000 ...
tourist's user avatar

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