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Questions tagged [debit-card]

This tag is to be used for any question related to debit cards. If the question is specific on legality, it should be accompanied by a country tag. In case the debit card is being issued in one country and used in another, the question should indicate this clearly and/or use multiple country tags.

-3 votes
3 answers
244 views

Is there a downside to always blocking further payments to vendors?

One hears about situations where someone legitimately pays using a payment card, but further charges are made unexpectedly. Examples include additional charges determined by the company without ...
User65535's user avatar
  • 480
-1 votes
2 answers
70 views

Billing address not matching the address which the bank has on record

This is related to the comment Is billing address required for debit card payments in the UK? I have paid online countless times by indicating billing addresses which don't match the one on record at ...
user avatar
1 vote
2 answers
107 views

Is billing address required for debit card payments in the UK?

I'm using a paper payment slip to pay something in GBP in the UK with an EU debit card registered at an EU address. The form was also designed for people who might pay with credit card. There's a ...
user avatar
0 votes
1 answer
208 views

Where does money come from when adding to apple account?

not super sure if this is the right place to ask the question, but I recently added $1 to my apple account balance as a test. I originally thought nothing would happen, or it would tell me something ...
user131436's user avatar
0 votes
1 answer
226 views

How can banks / apps accept debit cards without a fee?

I have searched on here and haven't found an answer yet. I'm curious why certain apps like CashApp can accept a debit card with no fee to the user. Doesn't the bank need to pay the Discount Rate, or ...
Joe B's user avatar
  • 9
4 votes
2 answers
424 views

Is donating to charity by debit card better than by either check or credit card?

Many web sites say that is it better for a charity if you donate money to it by check or bank transfer than by credit card - at least for larger donations - because the former methods have lower ...
tparker's user avatar
  • 888
4 votes
2 answers
4k views

The last letter of my name is missing on my bank account information, should I keep trying to fix it?

I live in Mexico and I've got my first debit card. I have three names. In total (counting spaces) I need 21 characters to write them. After realizing that the last letter of my last name is missing in ...
Amelian's user avatar
  • 143
0 votes
2 answers
246 views

Is there a good solution to not paying extra charges when paying by payment card?

One hears about situations where someone legitimately pays using a payment card, but further charges are made unexpectedly. Examples include additional charges determined by the company without ...
User65535's user avatar
  • 480
8 votes
3 answers
5k views

Are contactless cards more secure than "insert required" cards?

I have been using my credit card in Asia. Vendors frequently commented that what I was doing was insecure because my card didn't require a PIN and was not contactless. I got a new card that is ...
Ken - Enough about Monica's user avatar
27 votes
2 answers
9k views

How does a scammer know the first 4 digits of my card number?

I had a series of attempted fraudulent payments on my debit card, my bank was very proactive and alerted me, and I have received a new card. However I had a call on the same day my new card arrived ...
Gazlad's user avatar
  • 371
15 votes
2 answers
7k views

What is this scam? Card CVV entered incorrectly too many times

I have a Visa debit card that I use mainly for travel (it has low FX fees). The other day I received loads of notifications from the corresponding app: 2 with 'The CVV was incorrect', followed by 4 ...
rinspy's user avatar
  • 271
3 votes
1 answer
386 views

Will you be charged any NSF fee for a declined online Debit MasterCard or Visa Debit transaction in Canada?

You open a chequing account with a Canadian bank: e.g. Simplii Financial or another bank. They ask if you want overdraft protection; you say "no thank you". They give you a Debit ...
unforgettableidSupportsMonica's user avatar
0 votes
0 answers
251 views

What personal information does North Lane have when providing a prepaid card for a Verizon refund?

Verizon sent me a refund in the form of a prepaid MasterCard/Debit card administered by North Lane. What personal information was provided to North Lane by Verizon to have this card sent? Is it some ...
aquaticapetheory's user avatar
5 votes
1 answer
456 views

Is a Visa Debit card handled like a Girocard in Germany?

Until recently, in Germany, Visa/Mastercard Debit cards were almost nonexistent. Bank accounts came with a Girocard with the Maestro system, and some people would additional have a creditcard from ...
gerrit's user avatar
  • 3,223
4 votes
2 answers
2k views

Can Visa, Mastercard... credit/debit cards be used to receive online payments?

If I open an online store and allow my buyers to pay by card, can I receive those payments on my own international credit/debit cards? Or are those cards only for spending? If this is possible, what ...
Willy's user avatar
  • 97

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