Questions tagged [loans]
This tag is a generic tag to be used when asking a question on Loans / lending. If there is a specific question the other related tags like home-loan, student-loans, etc should be used.
1,138
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Seasonal Loan Amortizations [duplicate]
I'm Wondering how about do you solve this question. I'm using a software Called TValue 5 to double check my work.
Principal = $100,000.00
Interest = 3% annual, Compounded Monthly
Payment Frequency is ...
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votes
5
answers
999
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Mortgage vs. Loan?
I understand the math behind how banks calculate the interest to principal ratio throughout the amortization period. I want to know why banks want you to pay as much interest as possible first? In a ...
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3
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Loan com. Sent me $$ and asked me to send it back to get a larger loan [closed]
A loan company sent me $$ and then asked that I send it back on a Google Play Card. In order to receive a larger sum loan. Is this a Scam
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2
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Can I use myself as collateral?
I want a big loan and decided I have nothing of tangible worth to support repayment, so I was wondering if I could put myself up (literally) as collateral. I suppose this could be understood as me ...
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2
answers
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Have I correctly understood the logic of lending money to a bank? [closed]
Let's say that I am able to convince my local bank to borrow 1 Bitcoin from me today, with them allowed to hold it for at least a year before I am able to ask them to give it back. After a year, if I ...
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1
answer
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How does one calculate the following loan problems? [closed]
1.) Calculate the total interest to be paid on the loan during it's lifetime. Compute for BOTH compound interest and simple interest models.
Start Principal = $21,315.00,
Date of Disbursement = 9/...
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votes
3
answers
498
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Why aren’t amortized loans outlawed and replaced with a more equitable model to the borrower?
I completely understand that banks are in the business of making money and capitalism prioritizes profit above all other values. However why aren’t laws enacted that would ban amortized loans and ...
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2
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Compounding Interest
How to calculate compounding interest and maturity value of recurring deposit.
e.g. Mr A deposit $ 1000 per month in bank @ 5% p.a. for 5 years. Interest compound quarterly. How t0 calculate maturity ...
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1
answer
364
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I need a tiny amount of money right now, but I can't find lending options. Why don't lending services cater to those who seek very tiny loans? [closed]
I'm looking to drop $20 in the stocks now, but I don't have this money currently available. Is there any kind of micro/nano-loaning service where one can borrow a very small amount of funds and pay ...
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2
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Why is there so much interest on home loans?
Search around the internet for current mortgage rates and play with some of the amortization calculators. You'll see that at the end of the payment schedule you will be paying almost an equal amount ...
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3
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How or should I trust this?
I requested to take a loan from this person, But she/he does not give any information on who they are!? A few points answered. Please any answer I need help here.
1.Mister I am not here to dirty my ...
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3
answers
608
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Balancing an Interest Accrual Rate Between multiple loans
Tags: multiple student loans , balancing interest accruals , student loan help
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5
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What if 40% of the remaining 60% Loan To Value (ratio) is not paid, or the borrower wants to take only 60% of the loan?
I wanted to know that what if the remaining 40% of 60% in a LTV (Loan to Value ratio ) for buying a home is not paid but the borrower only wants to get 60% of the total amount of home loan that is ...
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