All Questions
Tagged with loans united-states
290
questions
4
votes
2
answers
500
views
Should I try to optimize my credit score before applying for a loan?
I am considering shopping for a house somewhere this year, which of course would involve shopping for a mortgage. And mortgage rates depend on the credit score. My credit history is clean from trouble,...
- 3,306
2
votes
1
answer
83
views
Lender benefits/perks comparison website or resource?
I was trying to research different lender housing loans in the US. I realize only the true rates and approved amounts would be after meeting with each lender and going through their pre-approval ...
- 1,507
7
votes
2
answers
375
views
Options for giving an amount greater than the annual gift tax exclusion
Gifting up to $13,000/year (as of 2009) to someone is not subject to gift tax.
http://en.wikipedia.org/wiki/Gift_tax_in_the_United_States
Assuming that the individual receiving the money is older ...
- 815
4
votes
3
answers
473
views
Homeowner's association funding a project in a condo: Bank wants an individual guarantor. What to do?
From time to time my HOA (homeowner's association) needs extra money for a project (eg painting fences, fixing roofs, plumbing repair, etc). They typically respond by raising the monthly HOA dues for ...
- 829
1
vote
1
answer
105
views
Rules for FHA loan availability
I'm trying to find the laws on what makes a condo complex available for FHA loans. I hear it has something to do with the amount of money on reserve and the owner/occupancy ratio. Does anyone know ...
- 829