All Questions
8
questions
1
vote
2
answers
274
views
Which debt(s) to minimize first to improve credit most quickly?
Current score is ~650. Looking to improve my credit as effectively as possible, as I'm looking into houses after getting married next summer. I'm coming off of a tougher employment patch so very much ...
- 113
3
votes
6
answers
652
views
In what order should I decrease my loan debt?
I currently have federal student loans, and a personal loan I took out for college. Below are my percentages for each. I am wondering which loans I should start paying off first to ultimately not ...
- 521
0
votes
1
answer
50
views
Convertible note: instead of equity, convertible into a product. Tax consequence for the issuer?
if a US issuer sells a convertible note which isn't convertible into equity, but convertible into a quantity of product the issuer makes, what are the tax consequences upon conversion?
When the ...
- 20.2k
19
votes
6
answers
4k
views
What should I do with my credit card debt?
I have almost $20,000 in credit card debt and, though I have stopped accumulating it for quite a while now, I'm trying to figure out the best way forward. Can someone please offer advice based on this ...
- 255
6
votes
2
answers
1k
views
How can someone with a new job but no credit history get a loan to settle another debt?
I was recently hit with a large personal debt, something that can't go against my credit score, but might if it ever went to court/collections. However, it came unexpectedly, and I am now looking for ...
4
votes
2
answers
854
views
Borrowing money for a semi-urgent medical expense
I need to borrow some money to pay for dental work. This will be my first time taking on debt independently. I would like to repay my dental debt at a reasonably pace without hurting my credit score. ...
- 183
5
votes
4
answers
10k
views
How to pay bills for one month while waiting for new job?
I recently, and unexpectedly, lost my job. Because I had summers off (no paychecks either), I've been using my credit cards for most purchases, saving what cash I had saved from the previous year to ...
- 153
5
votes
2
answers
189
views
Does there exist a kind of loan where no part of principal is paid, while interest is still paid?
I know that when debt is being re-paid, one pays interests along with repayment of some parts of debt principal. However, I am wondering a case where no part of debt principal is re-paid while ...
- 133