All Questions
16
questions
2
votes
1
answer
2k
views
My girlfriend helped me buy a car - Who is responsible if she takes it back?
My original car was totaled, and I couldn't get a car on my own due to bad credit. The dealership approved me at a high rate with money down. When I get my trust fund, I can buy one.
My girlfriend ...
- 21
2
votes
2
answers
350
views
What is the procedure of getting an auto loan?
I am a new international student in the US. My credit score is 702 in the Capitalone credit wise and 710 in the CreditKarma website. I am a fully funded PhD student and have an annual income around $...
user109157
35
votes
4
answers
17k
views
Why is the car dealer insisting on a loan instead of cash?
I saw a question that said "He (dealer) knocked down the price quite a bit" but my experience is different. The dealership says that they have a US$1500 incentive if I take a loan from their financing ...
- 3,492
43
votes
14
answers
15k
views
How can I support myself financially as a 17 year old with a loan?
I'm a 17 year old Ohio high school student who makes ~$160 a month working minimum wage. I have a $3500 loan (4 year duration) to pay off for a car with ~$2880 left.
Monthly payments are ~$80 for ...
- 439
7
votes
2
answers
25k
views
What's the deal between the bank and the dealer when you finance your car loan with your bank?
I'm an absolute beginner to car loans, and I was wondering what's going on between the financing agencies and the dealers when I finance my car loan. (My questions are about car financing in the US.)
...
- 302
4
votes
1
answer
276
views
Car loan and removing my ex from the loan?
My ex and I bought a car a couple of years ago and we have not been together now for over a year and half.
I have the car and I make all the payments and now that I want to refinance and buy another ...
4
votes
2
answers
1k
views
How to save the most money paying off a 20% interest car loan in 1-2 years?
Long story short: My girlfriend has a 20.53% APR car loan. No one will refinance the loan because of the value of the car, roughly $5,000. Theres still 50 months left on the loan. Total left with ...
- 133
40
votes
6
answers
18k
views
Can a car company refuse to give me a copy of my contract or balance details?
I have an auto loan with a car company that after looking at all possible amortizations, doesn't match what my payment should be. I'm talking with 40% interest rates, adjustable interest rates, ...
- 620
0
votes
1
answer
256
views
Help stuck in a bad first time loan!
Last year I got an 05 Chevy Silverado for 16k at a high rate can't recall what it is now. I'll check when I find the paper but I think it's over 10 percent. I was in a bad spot when I got into the ...
- 21
12
votes
8
answers
9k
views
Paying $1000 a month to keep a car in New York City
I am 25 working in New York city making ~117k a year. After tax and various pre-tax deductions, (mta fare etc) my take home is just shy of 6k a month.
I pay $1875 in rent a month for a nice ...
10
votes
2
answers
536
views
Should I get a car loan before shopping for a car?
I'm looking to buy a used car* for the first time in my life.
I already know the price range I'm looking at (Under $10,000) and the loan term I'd prefer (5 years) and the down payment I'm willing to ...
- 4,374
4
votes
6
answers
2k
views
Pay for a cheap car or take out a loan?
I have $2,000 in total in my savings account for a car but I am starting a better paying job in three months and I will need a car to get to it. At the moment, I am biking to my current job. I am just ...
- 41
0
votes
2
answers
614
views
How to get 0% financing for a car, with no credit score?
Is it possible to get a 0% interest rate for car loan for a used car in the U.S.?
I've been working for 7 months and I just got my first credit card, so I don't have a credit score yet.
I'm planning ...
- 49
1
vote
2
answers
1k
views
Can I use 0% Intro APR for getting a car loan?
When I'm applying for a chase credit card it has 0% Intro APR for 15 months. This is my first time for applying a credit card. And I just started a few months ago started working so I have a proof of ...
- 13
15
votes
7
answers
4k
views
Why would a car company lend me money at a very low interest rate?
Why would a car company lend me money at 1-2% when they could lend it to the federal government at ~2.9% with zero risk?
user3474