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8 votes
7 answers
6k views

When is it worth taking out a loan for something I could pay in cash?

I'm trying to better understand the time-value of money and how to compare interest rates vs. investment returns. In general, if I can pay for something in cash or short-term credit (paid off monthly),...
cr0's user avatar
  • 287
5 votes
2 answers
257 views

Taking out a 401K Loan vs. Liquidating Investments - what's better?

Let's assume the following: I need $50K for various expenditures (aka simply spending, not paying off CC debt or putting the money somewhere else). I can either liquidate regular taxable investments ...
tmwn6919's user avatar
  • 119
2 votes
2 answers
314 views

Can I use my investment savings as a source of income to be considered for a loan?

I'm currently receiving public benefits from the Social Security Administration and my state's Supplemental Nutrition Assistance Programme (SNAP). I've been on these programmes for many years. I've ...
HeavenlyHarmony's user avatar
2 votes
2 answers
1k views

Should I use a TSP loan?

I am considering using a TSP loan versus a credit union loan to finance the purchase of our next vehicle. I am trying to weigh the relative costs (both direct and indirect) between the two options. ...
Daddy the Runner's user avatar
0 votes
1 answer
87 views

How to hold value for borrowed cash used to fund school tuition

I need to pay for the tuition for a 2-year graduate school program. Since I don't have to, and can't, pay tuition of 2 years in advance, but need to pay interest, I want hold the value of my ...
Marcus Thornton's user avatar
0 votes
0 answers
45 views

What loan options are there for minors? [duplicate]

I'm not yet 18, but I have been studying business for quite a while, paper trading, investments, etc. at this point, I'd like to try my hand at building some credit and making some money, but I am ...
TheEnvironmentalist's user avatar
5 votes
5 answers
1k views

Where can I borrow money for investing?

Where can I borrow money in the US if I have a good credit (730+)? I have heard community unions a good place to borrow money..but the lowest they could get is 12 percent. Can I borrow from a ...
Newb's user avatar
  • 67