All Questions
Tagged with loans credit-score
58
questions
1
vote
2
answers
254
views
How do I find out what is the minimum credit rating for a grad school loan (or undergrad) without a cosigner?
I'm in the US, and I'm trying to make a decision about my educational strategy. I have a basic idea of what I can do for unsecured undergrad bank loan, and what credit rating I would need. How can I ...
- 111
5
votes
1
answer
2k
views
Can I remove a cosigner from a car loan? Will it affect my credit?
I will be moving from NY to California for a job that starts 3 months from now. I flew to California to finance a car from a dealership, but since I had not found an apartment yet, I had no california ...
- 51
2
votes
1
answer
206
views
How long should someone wait to apply for a secured credit card after having been deliquent on a loan payment?
Someone failed to make payments on a college loan for an extensive period (8-10 months). Their credit score has, as a result, dropped to 550-575. They have since paid off their overdue balance and ...
- 173
2
votes
1
answer
253
views
How do I improve my ability to get loans to use as leverage for my business? [duplicate]
Relating to Europe, but an US-focused answer is also welcome.
Plan:
I have a small stain on my credit history due to a tax issue. I am otherwise financially sound.
I am not big enough for a bank to ...
- 31
1
vote
1
answer
71
views
Whether credit report includes length of employment or pay check details?
Whether credit report includes length of employment (or) pay check details to the Financial Institute which is running credit check on an Individual?
In order to provide Loan, Does the period of ...
- 1,117
2
votes
3
answers
1k
views
Does early repayment affect the credit score?
If I take the personal loan, start making payments regularly and then decide to completely repay it - what will happen to my credit rating?
Would it improve, decrease or not be affected?
user63058
1
vote
1
answer
68
views
Do personal bank loans affect credit score more than collection notices?
I have a (hopefully) simple question.
In terms of a credit check (for a mortgage or similar) would a current half-paid personal loan for several thousand dollars look better or worse than several ...
- 161
21
votes
9
answers
8k
views
Should I pay off my car loan within the year?
I saw another question like this, but I am in a bit of a different situation.
I am 19 years old, in college, and have no credit history.
I saved up enough money to buy a car, but decided to get a ...
- 311
1
vote
1
answer
271
views
car purchase loan versus car collateral loan
We're looking to buy a used car and wonder if there's any difference in rates and/or impact on your credit score to buying the car with cash and using it as collateral for a loan or getting a loan to ...
- 245
1
vote
0
answers
71
views
Do I need loans for a good credit score? [duplicate]
I've never required legal loans from banks/businesses (eg: home loan, car loan)
Will this affect my credit score if i've never been in debt but later on in life decide to get a loan?
Edit:
Also, ...
- 273
0
votes
1
answer
1k
views
Does closing car loan lower credit score?
The final payment on my car loan is due in December but I made a payment for the total payoff amount this month to close the account. The only account I currently have open is a credit card. Before I ...
- 1
2
votes
1
answer
158
views
What should I know before applying for a student loan? Should I pay off all or as much of my CC debit first?
Before taking out a student loan, would it be best to pay off as much of my Credit Card as possible to help get the best APR%?
I have 1 CC with a $5000 limit unused. I have another with $7500 on a $...
- 1,199
1
vote
3
answers
197
views
Mitigate Effects Of Credit With Tangible Money
This question is not how to build credit quickly, although those strategies will be used simultaneously to prevent having to use the answers to this question again.
As a new graduate, I have had a ...
- 121
5
votes
3
answers
798
views
Is it worth it to take a car loan to improve credit ratings?
I've been considering buying a car recently, but I know that, as I am young, I don't currently have a credit score, as I really haven't needed credit up until now.
So, would it be better to take a ...
- 262
1
vote
1
answer
90
views
Will a Barclaycard Visa help me in building up credit score?
Apple has got finance option for its products through Barclaycard Visa as pointed out here and here. Will the monthly repayment to the card help me building credit score?
If the answer to the ...
- 261