All Questions
4
questions
1
vote
2
answers
274
views
Which debt(s) to minimize first to improve credit most quickly?
Current score is ~650. Looking to improve my credit as effectively as possible, as I'm looking into houses after getting married next summer. I'm coming off of a tougher employment patch so very much ...
- 113
21
votes
9
answers
8k
views
Should I pay off my car loan within the year?
I saw another question like this, but I am in a bit of a different situation.
I am 19 years old, in college, and have no credit history.
I saved up enough money to buy a car, but decided to get a ...
- 311
4
votes
3
answers
854
views
High credit utilization, some high interest - but credit score not overly bad. How to attack debt in this situation?
I presently have:
Credit Card, £2250 balance, interest rate of 17.43%
Credit Card, £1500 balance, interest rate of 39.9% (3.5% min payment)
Credit Card, £2400, interest rate of 34%
Overdraft of £1300
...
- 43
38
votes
8
answers
4k
views
Optimal way to use a credit card to build better credit?
I have a credit card with a $700 limit and I am curious how to optimize credit gain with it. Right now, I use it once a month (usually on something small like a drink from a convenience store or ...
- 719