All Questions
96
questions
2
votes
1
answer
13k
views
Can you pay off lease early?
If I pay off lease amount early for a car, is there any impact on my credit?
Let's say I'm paying $400/month for 36 months, which is 14,400 total. If I pay 14,400 within 6 months, are there any ...
- 199
4
votes
1
answer
367
views
Is it possible to remove and replace a cosigner?
Is it possible to remove a cosigner from a car loan and replace with a new cosigner? If the new cosigner possesses a legal driver's license, and the cosigner to be replaced has no driver's license, ...
- 41
12
votes
8
answers
9k
views
Paying $1000 a month to keep a car in New York City
I am 25 working in New York city making ~117k a year. After tax and various pre-tax deductions, (mta fare etc) my take home is just shy of 6k a month.
I pay $1875 in rent a month for a nice ...
7
votes
1
answer
13k
views
I signed on as the co-signer on a car loan and somehow ended up being the primary name on the account
I know a person should never co-sign for anyone. I always have. This is why I feel so stupid but I signed on to a car loan 4 or 5 months ago for my ex. I was against it but the fact she was hanging my ...
- 71
10
votes
2
answers
536
views
Should I get a car loan before shopping for a car?
I'm looking to buy a used car* for the first time in my life.
I already know the price range I'm looking at (Under $10,000) and the loan term I'd prefer (5 years) and the down payment I'm willing to ...
- 4,374
0
votes
1
answer
226
views
should I save more money to purchase a Used car or borrow from my office?
please suggest me should a save more money to purchase a used car or borrow money from my office where I work. I have half of the amount that costs the car I want to buy. kindly suggest me.
PS my ...
- 113
2
votes
5
answers
14k
views
Pay off car or use money for down payment
I have a 3 year old car that has a blue book value of around $14k. I owe $7k on the car still w/ 2 years left to repay. I'm thinking about trading it in (need AWD... too much snow in Chicago the last ...
- 161
0
votes
1
answer
3k
views
How do I get my name out of a bank car loan?
I financed a car and have the title in my name only. My Significant other and I were making the payments together. I had been letting him drive the car while we were together, but after we broke up he ...
14
votes
1
answer
16k
views
4 months into a 30 month car loan, need new engine, can't sell any body parts
I just recovered from a major health ordeal, and am disabled. I'm just getting back to work, but being that I've been out so long, so finances are very, very thin.
The problem is that I recently (4 ...
- 141
19
votes
8
answers
12k
views
Is a car loan bad debt?
I've heard people saying that a car loan is considered a bad debt, while a house mortgage is a good debt and so on.
My bank is offering 1.49% interest for a 36 month loan or 2.49% for a 37-60 month ...
- 1,209
57
votes
12
answers
28k
views
Should I pay off a 0% car loan?
I'm ahead on 0% interest car loan. I don't have to make a payment until October. I currently owe $3,000 and I could pay it all off. Should I do that or leave that money in my savings account that ...
- 571
4
votes
1
answer
7k
views
Should I request a car loan before or after changing jobs?
I have a decent credit score (low to mid 700's) and I'm pretty sure I could get approved for a loan. I'll be taking a new job in a new state in a couple of weeks and I would like to get my wife a new(...
- 143
1
vote
2
answers
494
views
Buying car for cash or loan?
As I asked in another thread, I have job and savings of almost 50k. I am looking to buy a car, probably something used 1-3 years old so that I don't get hit by the quick depreciation on a new car.
I ...
- 41
0
votes
3
answers
6k
views
new car loan vs use mortgage loan to pay for car
We have a mortgage loan for 3.5% and just got a car loan for 1.49%. My husband thinks we should pay off the car with our mortgage loan instead of using the car loan because we can claim mortgage ...
- 11
2
votes
1
answer
11k
views
Can a dealer keep my deposit (on a non-existant car) if my loan is not approved?
I am going through the process of ordering a car. It's a factory order, so it's not like it is sitting in the lot.
The dealer said I had to pay a deposit of $1000, which I did. Then I applied for ...
- 121