All Questions
96
questions
0
votes
2
answers
260
views
primary loan holder [duplicate]
My husband thought that he was co-signing for his son's car. It turns out that they made my husband the primary loan holder but the dealership only put his son's name on the title.
His son is now ...
- 1
2
votes
0
answers
537
views
Buying a new car - price dropped while awaiting delivery
People!
I've been doing okay financially and recently ordered a new car (Middle of April).
While the vehicle is expected to be delivered in the next 2 weeks, I noticed that the dealership website has ...
- 21
5
votes
1
answer
2k
views
Can I remove a cosigner from a car loan? Will it affect my credit?
I will be moving from NY to California for a job that starts 3 months from now. I flew to California to finance a car from a dealership, but since I had not found an apartment yet, I had no california ...
- 51
1
vote
1
answer
780
views
Co-signer and Primary
My co-signer ending up being the primary on my car loan. Now that makes me the co-signer. Both of our names are on the car loan. Do i have any rights to the car? can the primary take the car from me ...
user71228
5
votes
1
answer
317
views
Selling newer car and buying used car to reduce monthly payment
I purchased a 2015 Ford Focus in August of 2016 with a loan for $15,700 for a term of 71 months. I've been paying $257 a month and have the loan down to $12,370. I decided to go back to school to do a ...
- 159
-1
votes
1
answer
269
views
Will I be turned down for a car loan?
To make a long story short I was working at the same place since I was 18 the past 3 years, and left on good terms two months ago and now I'm self employed. I'm making much more now than I was at my ...
1
vote
1
answer
5k
views
Name first on car loan can you also be the cosigner [closed]
If a name is first on a car loan does that mean he is the primary and not a cosigner. OR can you be first on car loan and still be the cosigner
- 11
4
votes
1
answer
276
views
Car loan and removing my ex from the loan?
My ex and I bought a car a couple of years ago and we have not been together now for over a year and half.
I have the car and I make all the payments and now that I want to refinance and buy another ...
4
votes
3
answers
380
views
Could Paying Off Car Loans Early be Bad For Credit?
I am 22, I have had a couple of car loans that were both supposed to be 5 year loans. The first loan I started in November of 2015. I ended up paying off the loan in 9 months. After I paid it off, I ...
- 597
4
votes
5
answers
2k
views
New car: buy with cash or 0% financing
Here's my current dilemma: should I buy the new car I'm looking at with cash or have 0% financing for 72 months?
For reference, here is some info about me: I am currently living at home. My plan is ...
- 43
16
votes
3
answers
2k
views
Why do new car loans, used car loans, and refinanced loans have different rates and terms?
If I want to refinance a car that is two years old, and getting a new car loan is better APR then a used car loan and even a refinanced loan, why does it matter which way you go? Isn't a loan just a ...
- 1,199
4
votes
2
answers
3k
views
How does the amount of down payment of a car affect loans/interest?
My credit rating is poor but I'm looking at a car that is around 27,000. If I have a large down payment (40%) to put towards the purchase of the car would I still get approved for a loan for the ...
- 41
12
votes
1
answer
967
views
Car was stolen and recovered, is now evidence in an investigation and I still have to pay even though I don't have access to it
What happened:
2 months ago my then girlfriend (now wife) was carjacked at gunpoint. The car was found the next before 48 hours in another town, in circumstances that merit the police to take my car ...
- 331
1
vote
1
answer
10k
views
Can I pay a loan under someone else's name? (assume the dispenser of the loan is malicious)
I bought a car last year (well, my dad bought it), and the loan (for the full amount) was dispensed under his name by Toyota Financial Services (TFS). Anyway, TFS allows you to create an account as ...
- 113
2
votes
2
answers
276
views
Getting a loan/lease to non-investment (like buy a car) work in young ages (Salary is also too low)?
Note : Please forgive me for my bad English and feel free to anyone to correct mistakes.
Background : I am working as a Software Engineer is Sri Lanka. My monthly salary is about $400 and may ...
