All Questions
32
questions
-1
votes
1
answer
193
views
How to deal with insurance after car accident
My car met with an accident early January. The doors were slammed and the person who hit our car admitted his fault and confirmed his insurance will take care of expense. This is what happened (...
- 137
0
votes
1
answer
272
views
To what car value does Glass's Guide refer to wrt insurance?
If ones car is written off in an accident, a statement such as "We have used the Glass's guide for valuation of your vehicle" is expected from the insurance company one is dealing with. ...
- 486
1
vote
2
answers
261
views
Are third-party vehicle insurances allowed to keep the no-claims class down in Germany?
Almost one year ago, I bought my first car. It's the first and thus far only motor vehicle registered/insured to my name. The insurance company just sent me this invoice:
They told me that for the ...
- 922
2
votes
2
answers
518
views
Can one cancel ones car insurance after a no fault crash?
Five days ago I purchased a one year third party only car insurance on the internet, which I believe gives me 14 days cooling off period during which cancel it. Today I was involved in a collision in ...
- 486
16
votes
10
answers
5k
views
Why is the mandated minimal liability car insurance coverage so high?
All over the world, you need car insurance that covers the damages you do to others. In Austria and Germany, this insurance has to cover at least 7 790 000 € of damages. Isn't it a bit high?
This ...
- 473
1
vote
1
answer
98
views
Why does third party only car insurance price depend on where you live?
It is in the news that car insurance is higher in areas that have a higher proportion of people of colour. This is an analysis that is very easy for anyone to do, so I thought I would see what really ...
- 486
38
votes
8
answers
13k
views
Did my insurance company scam me when they paid less for my car than I saw it selling for at a used car dealership later?
Tree fell on my car, windshield smashed. Other than that I can drive it, I can still get in and drive it around (obviously with limited visibility) had to wear extra protection so I wouldn't get cut. ...
- 531
0
votes
1
answer
87
views
Car Insurance cover for travelling to work
Does anyone know if travelling to work used to be included in Social Domestic and Pleasure car insurance please.
- 1
5
votes
3
answers
512
views
Auto Insurance in Michigan: What is the need for liability covereage?
I live in Michigan. Recently, state law changed such that we have "no-fault" auto insurance.
We still must hold liability of $50,000 per person, $100,000 per accident. Since we are in a &...
- 576
6
votes
2
answers
301
views
Car insurance gas station mix-up fuels -- gas station made the mistake
We rented a car with Hertz and we filled up our tank with petrol and later on that day our car broke down. The road side assistance people told us the next day that we put diesel instead of petrol in ...
- 163
-11
votes
1
answer
691
views
car insurance -- absolute cheapest possible way to make / get it [closed]
I'm aware that it's possible to make your own car insurance company. That being said, does anyone know of the absolute, cheapest possible car insurance there can be? I'm not concerned at all about ...
62
votes
6
answers
13k
views
Why does Geico ask me not to reveal the limits of my liability coverage in case of a car accident?
I read on my "Evidence of Liability Insurance card" issued by Geico in California, US:
What to do at the time of an accident: […] Do not reveal the limits of your liability coverage to anyone.
Why ...
- 11.4k
-1
votes
1
answer
103
views
Estimated car insurance cost without personal information [closed]
What are the best websites for estimating car insurance price without leaving personal information?
68
votes
7
answers
20k
views
1 year old car is dead, called the car dealer they can fix it only if I can bring it, what should I do?
I have a new Toyota Prius (2017 model), bought between 12-13 months ago.
The car recently has gone totally mad (Ironically 1 week after the service). So I arranged a booking to get it checked out, ...
- 733
5
votes
1
answer
146
views
How can I argue for a higher motorcycle write-off value?
I was in an accident in June, other driver at fault. I had only liability coverage, so I've had to deal with his insurance directly. The bike was towed to a dealership and a week or so later I got a ...
- 151
4
votes
1
answer
2k
views
Car Insurance: Driving Experience from Another Country
The background:
I am from Lithuania originally. I got my driving license there and been driving for 5 years. I then moved to the United Kingdom.
First thing I did is changed my Lithuanian driving ...
- 143
5
votes
1
answer
381
views
How do you get insurance for your first car?
I'm buying my first car soon, and I don't currently have any insurance - I'm an independent adult not covered by any parental umbrella insurance, and I need to cover my wife with my insurance as well. ...
- 4,374
31
votes
6
answers
5k
views
Auto premium increasing with aging vehicle and no new tickets
I have just received a new auto insurance bill for the next six months for my comprehensive insurance. It is about 8% higher than the previous six months whereas I have had no new moving infractions ...
- 1,077
0
votes
1
answer
102
views
Auto liability insurance and underinsured policy
I live in MA. Recently I was in an accident where the over driver was at-fault 100% and is not contesting this. I was moderately injured and had several dr appoints and tests for broken ribs and being ...
1
vote
1
answer
391
views
Do you need to have insurance on an unused car?
I'm buying a car and garaging it until I can fix it. Do I need to have insurance on it to be able to register it (so I won't get fined for not registering it) or can I just register it like that since ...
- 79
4
votes
1
answer
238
views
Should I car share or buy a car?
I recently got a job that pays 25k€ a year (I get 1.5k€/month after taxes I live in a heavily taxed country). My company will pay me my master's and engineering degree that I begin in september at ...
- 221
8
votes
1
answer
646
views
Claiming against visa rental car insurance
I'm planning on claiming against my visa cards rental car insurance benefit. For an incident using a zip-car.
Will this claim affect my credit score or car insurance rates?
- 213
0
votes
2
answers
322
views
How to insure belongings on road trip?
I'm shipping my car with a reputable carrier across the country. I am going to put some of my belongings in the trunk. I have insurance on the car, but if I wanted to insure the items in the trunk ...
- 251
3
votes
1
answer
935
views
Is the Chrysler extended warranty coverage worth it?
Is it suggestible to take Chrysler bumper to bumper lifetime insurance? I bought a Jeep Cherokee 2014 and initial warranty info looks like this.
Warranty
Basic - Miles:36,000
Basic - Months:36
...
user15229
2
votes
2
answers
3k
views
How does an insurance policy's Six Month Premium work?
So, I'm wondering... How does an insurance policies Six Month Premium work? Say full coverage would cost me $200/month and liability would cost me $100/month, but I decided to get full coverage and ...
- 353
1
vote
2
answers
624
views
Tax on insurance payment due to car deemed as total loss?
What is the the IRS's view on insurance payment for a car that was deemed a total loss? Is the state tax for each state in this scenario the same? Or, do different states have different approaches? ...
- 742
13
votes
3
answers
10k
views
Why does my car insurance premium go up when I remove my wife?
I was messing around with my car insurance policy to see if I could get my premium to go down a little bit, so I was just curious; How much is my wife making my premium go up?
As it stood, my ...
- 353
6
votes
2
answers
1k
views
How do I judge if I am being made a fair offer by a car insurance company?
My girlfriend got into an accident with her (registered under my name) 2003 Honda civic. She was pulling out of the drive way (taking a right, basically parallel to the road) and got hit on the ...
- 61
3
votes
1
answer
850
views
"Surety Bond" as a cheaper alternative to auto insurance in Florida
There is very little information about "surety bonds". Officially, it looks like FL is one of the states that accepts surety bonds as an alternative to liability insurance. What are pros and cons vs ...
user6021
4
votes
2
answers
513
views
Going carless: how long before insurance no-claims benefits and good history become invalid should wish to become a car owner in future?
Going carless: how long before car insurance no-claims benefits and good history become invalid should wish to become a car owner in future?
Update:
Based in UK, would keep license. Reason for going ...
- 173
4
votes
1
answer
6k
views
Is a defensive driving course worth the money? How much is a typical insurance discount?
My car insurer offers a defensive driving discount. I'm under 30, never had an accident or ticket, and paying a pretty cheap rate already, but paying less is always better.
The insurer's published ...
- 7,437
8
votes
4
answers
812
views
How can I save money on car insurance?
What are some of the easy or not-so-easy ways to save money on car insurance?
bms1