I'm buying my first car soon, and I don't currently have any insurance - I'm an independent adult not covered by any parental umbrella insurance, and I need to cover my wife with my insurance as well.
What is the proper way for me to purchase insurance for our car? Do we need to know the exact car we'll be buying first, or is there some type of pre-purchasing program we could use so that we can prepare to have our car insured before buying it?
I will be buying my car from a dealership, and while I do have an insurance agent for apartment insurance, I could also go through my employer for a discount, so I'd like to keep my options open if possible.