Questions tagged [bankruptcy]
relating to organizations or individuals running out of cash flows. Additional context specific tags may be used as appropriate.
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Differences in Auction/Foreclosures/Foreclosure Auctions
In the residential housing market, my understanding is that there are three types of property distress:
Auction
Foreclosures
Foreclosure Auctions
How are they exactly different? My understanding is ...
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Declaring bankruptcy when I am the primary and my son is the co-signer on his car loan
Four years ago, I thought I was cosigning on my son's car. At the time, I was in Oklahoma and he was a New Mexico, so everything was done through FedEx. I have since moved to New Mexico and ...
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Does a bankruptcy cancel out capital losses? (US)
If I filed for chapter 7 bankruptcy does the amount of the debt discharged in bankruptcy cancel the prior capital losses i had so that I am unable to use those losses to cancel capital gains? Are ...
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How can I know the price and make sure insurance is going to pay for a certain procedure beforehand?
This is a test for me. I'm used to using the software side of StackExchange, but I think this format could work for this. Let's see and please let me know if there's a better place to discuss these ...
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Have companies gone bankcrupt shortly after their stock going up?
Recently, Spotify, while doing 70M profit for Q3, laid off 1500 people, which could approximately double those profits (those people would have cost around 280M a year). This had their stock close up ...
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What is the probability of each tier of creditor/equity claims being made whole?
In bankruptcy, the broad "tiers" for debt settlement are:
Secured debt (going in order of first lien to second lien and so on)
Priority unsecured debt
General unsecured debt
Preferred ...
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Determining the Amounts Owed for an Australian Personal Loan
Lately, I have been lending someone from Australia money online. It has been going on for more than a year, and Alex (the person I lent money to) pays me back from time to time.
However, he failed to ...
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Whose balance sheet is relevant to gauge the risk that I lose my shares in case of financial bankruptices?
If there is a financial crisis in the future; whose balance sheet is relevant to assess the risk that I lose my shares in case of bankruptcies of financial institutions? I assume it is the balance ...
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How does SIPC insurance help a small investor with a fixed portfolio that is currently down below original value?
If your original portfolio was worth $500k started a year ago but the same amount of shares holdings is currently only worth $350k, does it mean you are insured at most $350k? Or all of the stock ...
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Are there "banks" (or something morally equivalent) which merely stores their clients' money and doesn't invest/lend/etc it?
Another year, another major bank or two goes down because it decided to take the money that it was entrusted with it and go gamble. All of them fear "bank runs" because they know that they ...
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Is it a good idea to spread investments over multiple stockbrokers?
In the UK, I believe stock brokers are required to use nominee accounts to hold shares on behalf of individual investors, so that if the stock broker were to collapse the investments themselves are ...
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Are assets held under brokerage at risk of a bank's bankruptcy proceedings?
I know that the FDIC guarantees cash deposits up to a maximum of 250K, but what happens to assets held in a bank's brokerage arm?
For instance, if someone has 10,000 shares of MSFT deposited in a bank ...
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What are alternatives to cash deposits, if you need short term liquidity above the FDIC insured limit? [duplicate]
Could you, for example, invest everyting into Bonds or ETFs? Are they safe in case the bank goes bankrupt? Are they liquid enough? What is the timeframe to convert these alternatives to cash? Minutes, ...
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What happens to SIVB put option holders?
As title implies - I own put options (Strike Price $125, exp. March 17 2023). I am wondering what happens to other owners of put options.
As we all know now, SIVB is in receivership. I do not own ...
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What happens to depositors at Silicon Valley Bank?
Today, Silicon Valley Bank is bankrupt, the second largest bank failure in American history.
What happens to its depositors? Will they be able to withdraw (some of) their money? How long will they ...
