All Questions
Tagged with car credit-score
20
questions
0
votes
2
answers
246
views
Car Dealer ran 2 credit checks - At the end i didnt even buy the car, how to get the credit score fixed
Recently I've submitted the online credit inquiry form from the dealer after finalizing the car (online).
I visited the dealer and because of some reason (car interior) i didnt buy the car.
When i ...
2
votes
2
answers
317
views
Co-signer or Buyer that is the question [duplicate]
My stepmother asked me to co-sign on a brand new car. I did it because I felt obligated.
When we got to the dealership they said her credit was so messed up to get the car I had to be the primary and ...
13
votes
8
answers
3k
views
What's the best way to quickly get a car on low budget with a poor credit score?
I am starting a new position somewhere that I'll absolutely need a car, so I have to buy one. But I have a poor credit score, so the best APR rate I can receive is about 18%. That means financing a ...
- 302
0
votes
0
answers
106
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Vehicle Trade-In
An ex-girlfriend and I took out a car together. After breaking up, she decided to trade in the car and get a new one. The dealership sent me a Power of Attorney form to fill out to have our car used ...
8
votes
8
answers
7k
views
Credit score and financing new car
Little bit about my situation-
Bought a car with cash about 5 years ago, at the time it was a year old. That car is now a total loss and I’m receiving about 5k for it from my insurance. I’m now in ...
- 81
50
votes
12
answers
29k
views
My mother co-signed for my car. Can she take it away from me if I am the one making car payments?
My credit is in the low 500s and I was unable to get a car loan. My mom cosigned for me and I've now had a beautiful car for three months. I've been making on-time payments, the registration is in my ...
- 479
5
votes
1
answer
2k
views
Can I remove a cosigner from a car loan? Will it affect my credit?
I will be moving from NY to California for a job that starts 3 months from now. I flew to California to finance a car from a dealership, but since I had not found an apartment yet, I had no california ...
- 51
0
votes
1
answer
955
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Roughly how long should I ideally wait to apply for a large car loan after increasing my credit card limit?
Back in March, I elected to increase my existing line of credit limit up to $2,000, which came with a reduction in interest (from 12.5% to 8.5%). Now, I'm in line to buy a car that I really want, but ...
- 123
3
votes
1
answer
265
views
Should I purchase a new car or payoff my current car first?
Background
My family is growing and I find my current car (a two-door GTI) inconvenient. I am in the market for a small, used SUV such as a Tiguan, CRV, or Equinox. I will be financing and plan to ...
- 33
4
votes
4
answers
667
views
I’m a minor, will mom's bad credit score stop me from buying used car?
I really just need opinions. I want to put a $1,500 down payment on a $10,000 used car and able to pay the monthly payment. Since I’m a minor and will be under my mom's name and she has a bad credit ...
- 41
2
votes
4
answers
554
views
How to build up credit fast?
I live in the United States, am around 22 years of age, and recently graduated college with around $12,000 in student loans. I have had a full time job for around 4 months that pays around $55,000 a ...
- 123
21
votes
9
answers
8k
views
Should I pay off my car loan within the year?
I saw another question like this, but I am in a bit of a different situation.
I am 19 years old, in college, and have no credit history.
I saved up enough money to buy a car, but decided to get a ...
- 311
8
votes
2
answers
8k
views
Get car loan w/ part time job as student with no credit, no-cosigner but no expenses
This is the only place where I knew to turn for a question like this. I am a student (if that will make me look better to the loan officers), but I'm fairly certain I have no credit. I took out a ...
- 81
2
votes
1
answer
13k
views
Can you pay off lease early?
If I pay off lease amount early for a car, is there any impact on my credit?
Let's say I'm paying $400/month for 36 months, which is 14,400 total. If I pay 14,400 within 6 months, are there any ...
- 199
5
votes
3
answers
5k
views
Multiple hard inquiry for a single loan from car dealer?
I'm new to the US and trying to build a good credit history from the beginning.
I've just purchased a new car (an hour ago) from an Toyota dealer with a loan from them. I received an alert now from ...
- 225