All Questions
Tagged with canada credit-card
59
questions
8
votes
1
answer
4k
views
Are Chase credit cards commonly accepted for purchases?
While trying to buy stuff online with a credit card, the options available are usually restricted to Visa, MasterCard and AMEX. I am thinking of getting a credit card from Chase, but where could I ...
- 16k
6
votes
2
answers
370
views
Is a chargeback appropriate when a company cancels and then later un-cancels a service?
So here's the situation:
I reserved two spaces on a bus tour
Three days before the tour departs I am emailed to notify me the trip has been cancelled. I am given the option to either rebook a day ...
- 61
1
vote
5
answers
813
views
How can I take advantage of credit card cash back programs?
I have a credit card that offers cash back (1%) on every purchase. Now there are some stores in Canada that have their own cash back (a.k.a...if you buy something for 5$ and charge 100$ to the card, ...
- 16k
7
votes
2
answers
398
views
What are the limitations of prepaid payment cards (compared to credit cards)?
I am currently unable to get a credit card¹, but I wish to be able to buy goods from web stores, to buy airline tickets, to rent cars, hotel rooms, etc. Through my bank I only have a Member Card, ...
- 3,223
3
votes
1
answer
265
views
Why do credit cards come with insurance, and what is the benefit for the user?
I have savings and don't need to borrow money, but still need a credit card for those payments that can't be made otherwise: primarily car rental and some online purchases. I've noticed that many ...
- 3,223
7
votes
1
answer
166
views
Can I get my payment back on a vacation booked with a company that went into receivership?
My friend booked a summer vacation with a resort/inn located in Ontario that has just gone into receivership. She paid in FULL with a credit card about a month ago.
Is there any way to get her ...
- 8,683
7
votes
3
answers
19k
views
How long after new employment before applying for a new credit card?
I am a recent grad and new employee. I currently only have a $500 student Visa credit card with my current bank branch (2 years).
I began my employment at the end of January (just over 2 months ago) ...
- 243
8
votes
2
answers
5k
views
As a Canadian, how can I apply for and get a U.S. credit card?
I am a Canadian permanent resident (neither Canadian nor U.S. citizen). I already have a checking account at Harris along with a debit MasterCard. However, there are really nice point-accruing cards ...
- 656
2
votes
3
answers
562
views
Canadian personal finance software with ability to export historical credit card transactions?
I am looking for a personal finance software that lists all your credit card transactions. I was looking at mint Canada and it has what I want (lists all your credit card transactions and assigns the ...
- 121
3
votes
1
answer
155
views
How does it influence the credit score if the credit card was used in the past, but not in present
If I own a credit card and I used it for a while (say 6 months) and after that I decided to stop using the credit card and use my debit all the time.
How will this influence my credit score?
Being ...
3
votes
6
answers
1k
views
How to pay rent using a credit card?
I am currently paying rent using personal cheques. Is there a way to route the payments through my credit card so that I get the travel points associated with the credit card?
I will pay off the ...
- 133
8
votes
3
answers
33k
views
Are there any consequences to having a negative balance on a credit card?
I have two credit cards, a VISA and a MasterCard.
I primarily use my MasterCard and only use my VISA when MC isn't accepted. I went about 18 months without using my VISA (I didn't use it at all in ...
- 183
2
votes
1
answer
277
views
Went over my credit limit by a bit. I paid half of the balance today. Any consequences?
I saw that my card had went over the credit limit. I paid half of the balance off today. I also requested for additional credit. Will there be any penalty fees?
- 121
2
votes
2
answers
216
views
Which international credit card would fit my requirements?
I am currently looking at getting a credit card for myself. However, as per this question, I would like to get a credit card from an international bank / credit provider so that when I move countries ...
- 353