Questions tagged [consumer-protection]
The consumer-protection tag has no usage guidance.
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What do we do if a debt collector keeps calling, they have the wrong information, but refuses to give any information about the debt?
My husband has a debt collection agency that keeps calling him, daily, asking for him by his first and middle name (not his last name). Last year he was in an accident and went to the ER. When he was ...
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What can I do when the bank has deposited my paycheck into someone else’s account and refuses to pay me?
I signed up for direct deposit with cash app to have my paycheck deposited in the account they gave me on the direct deposit form that I signed and gave to my employer per cash app’s instructions.
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How can I rent cloud computing services without risking getting into a high debt?
I rent cloud-computing services from a large and reputable company. Each year, I charge $500 into my account, and use the money to buy droplets, which cost between $5 and $20 per month (depending on ...
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Indebted to managed investing service by entry error
Hello recently according to a promotional offer, I decided to put some money into a Wealthsimple managed investing account. However when specifying how much, I accidentally entered too many zeros.
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When two financial institutions merge, when is the SIPC protection for an individual owning a brokerage account in both places reduced?
For example, as a result of the $22 billion Schwab-TD Ameritrade merger (mirror), when will the SIPC protection for an individual owning a Schwab and a TD Ameritrade brokerage accounts be reduced to ...
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Using multiple credit cards for a single payment in the UK (section 75 protection)
How can someone buy a product which is over each of its credit card limits, but less than his total credit?
Suppose that I want to buy a car, which is £4500, and suppose that I have three credit cards ...
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Consumer Contracts Regulations (2013): Returns and Exemptions
This question is regarding the Consumer Contract Regulations (2013) in UK law. I have chosen to post on here, rather than law.SE, since my question is regarding monetary refunds for items purchased.
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Comcast Sent Me to Collections
Long story, but I will try to shorten it.
I have been a Comcast customer for two years in the regions (northwest Indiana) for approximately two years before all this happened.
For the past year, my ...
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Protection laws against fraud when investing in ETFs and/or index funds
I would like to understand what protection provides the law against frauds like Ponzi fraud scheme when investing in ETFs and index funds.
Quick note: When I say 'fraud' I mean actual fraudulent ...
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Consumer protection purchasing online course offered by USA company from another country: Which law applies?
I'm from Argentina. A big online learning platform from San Francisco offers course at a price (11 USD) in private navigation, but following the link with common navigation the price change (to 20 USD)...
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How is compliance with the Order Protection Rule (of Reg NMS) guaranteed in the face of latency?
From Investopedia:
The Order Protection Rule also established the National Best Bid and Offer (NBBO) requirement that mandates brokers to route orders to venues that offer the best displayed price.
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PHH Mortgage Company Practices [duplicate]
I have a loan with PHH and my loan ratio has reached 77.7% last month. I contacted them to inquire about why the PMI has not dropped off for my payment this month. I was told that it was not ...
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Proper response to restaurants taking extra tip?
When visiting full-service restaurants in some places (this seems very common in the US, for example), the server brings a check at the end of the meal detailing the amount owed for food and drink and ...
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What personal data can a US bank legitimately request when I want to open a checking account?
I am trying to open a bank checking account online in the US. I have provided my US driver's license number and Social Security number. I have provided evidence that I have access to another bank ...
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How can "can you hear me?" phone scammers attack me without any lines of credit?
I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...
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