Kanmon

Failing to provide embedded in-context financing options puts businesses in a position to miss out on a significant revenue opportunity. Without these seamless financial solutions, merchants experience reduced transaction volumes and lower customer satisfaction. This directly translates to lost revenue share, as merchants seek out competitors who offer the financial support they need. To maximize growth and maintain a competitive edge, platforms must integrate embedded finance options that drive both merchant and platform success. Learn more about Kanmon's Financing Suite: https://kanmon.com/ #EmbeddedLending #EmbeddedFinancingSolutions

Merchants are increasingly frustrated with platforms that neglect to offer embedded in-context finance options. This oversight leaves them without vital tools to maintain visibility into their financial health, complicating cash flow management and strategic decision-making. When merchants can't access these crucial insights, their ability to thrive diminishes. Platforms must prioritize embedded finance solutions to meet merchant needs and help foster long-term success. Learn more about Kanmon's Solutions: https://kanmon.com/ #InContextFinancing #EmbeddedLending #EmbeddeLendingSolutions

I am thrilled to see Finextra share the story of Kanmon and PingPong Payments innovating together 💪🏻 What a joy to work with the entire PingPong Team on our shared vision, and a huge shout out to the PingPong Product Team in particular. The clear design, engaging UX, and feature-rich solution we deliver could not come to life without Jing Hao, Jason (madho) Madhosingh, and Kenny Tsang.

We are incredibly excited to be able to work with a fantastic and innovative partner PingPong Payments by offering our best in class embedded finance options to their merchants at scale. #KanmonFinancing #EmbeddedLending #InContextFinancing Link to the press release here: https://lnkd.in/eNJd7tFc Learn more about Kanmon's solutions here: https://www.kanmon.com/

Kanmon is enhancing how businesses access finance through in-context finance. By embedding invoice financing options directly into platforms, we're making financial operations more seamless and user-friendly. This approach improves the customer experience and drives higher conversion rates, making financial processes more intuitive and efficient. At Kanmon, we customize every lending solution to meet customers' specific needs. Our bespoke, white-labeled lending products include business term loans, lines of credit, and AP and AR invoice financing. We offer a fully integrated lending infrastructure that ensures easy borrower onboarding, fast underwriting, smooth servicing, and flexible debt capital. You control the UI and UX, enjoy zero credit risk, and benefit from our regulatory compliance expertise. With Kanmon, each solution is tailored to fit your unique requirements, helping you enhance your platform, increase customer retention, and stand out from the competition. Learn more about Kanmon's solutions here: https://kanmon.com/ #KanmonFinancing #EmbeddedLending #InContextFinancing

Understanding the nuances of referral take-rates versus in-context finance offers is crucial for merchants and platform providers alike. Take-rate refers to the percentage of each transaction that a platform provider earns. Referral take-rates typically involve a platform referring a customer to a third-party financial service, earning a commission for each successful referral. This model, while beneficial, often falls short in terms of customer engagement and satisfaction, as it lacks seamless integration into the customer journey. In contrast, in-context finance offers embed financial services directly within the customer’s primary activity. This integration significantly enhances the user experience by providing relevant financial products at the exact moment they are needed. For instance, a merchant managing their accounts receivable might find options for invoice financing within their product purchasing platform, streamlining the process and making it more convenient. This approach not only boosts customer satisfaction but also increases conversion rates as it aligns with the user’s intent and journey. For merchants and platform providers, the impact of these models is profound. While referral take-rates can generate additional revenue, they often do not add substantial value to the customer experience. On the other hand, in-context finance offers can transform the user journey, making it more intuitive and engaging. This can lead to higher customer retention and loyalty, ultimately driving more conversions and revenue. Embracing in-context finance is a strategic move that aligns financial products with customer needs, fostering a more integrated and satisfying user experience. #KanmonFinancing #EmbeddedLending #InContextFinancing

Small and midsize businesses (SMBs) increasingly seek financial services integrated directly into their platforms. Research by BCG and Adyen shows that 64% of SMBs are interested in financial services embedded within their platforms. This demand highlights the potential for platforms to offer essential financial services—like cash advances, bank accounts, and card issuing—directly within their daily operations. These services can lead to a significant revenue increase, tapping into a market worth around $110 billion across the US, Europe, and the UK. Kanmon helps platforms tap into this market and meet the financing needs of their SMB users. Through tailored embedded lending solutions, platforms are able to integrate our financial services seamlessly, improving their offerings to customers and driving growth on the platform. Embedded Lending is here to make financing easier for both platforms and SMBs alike. Learn more about Kanmons solutions here: https://kanmon.com/ Read the full BCG article here: https://buff.ly/3VfX2ue #EmbeddedFinance #WhiteLabelFinance #KanmonFinancing #EmbeddedLending

Embedded lending is rapidly transforming the financial landscape, making it easier for businesses and consumers to access financial services. According to Bain & Company, in 2021, embedded financial services made up $2.6 trillion, nearly 5% of total US financial transactions. By 2026, this figure is expected to exceed $7 trillion. This growth is driven by improved customer experiences and cost reductions for companies. This trend is visible across various sectors, from e-commerce platforms like Shopify to rideshare services such as Uber. By integrating financial services directly into these platforms, businesses offer a more convenient and seamless experience for their customers. Payments and lending are set to remain the largest segments, with other services like insurance, tax, and accounting also growing. Traditional financial institutions face both challenges and opportunities. They must adapt to this new model to stay competitive. Businesses like Kanmon are well-positioned to help companies navigate this shift by offering tailored embedded lending solutions. Read the full report: https://buff.ly/3VfxfCn #EmbeddedLending #WhiteLabelFinancing #KanmonFinancing #EmbeddedFinance

Kanmon’s flexible product suite is designed to meet diverse financial needs and drive business growth. Our suite includes Business Term Loans, Lines of Credit, and AP and AR Invoice Financing, each tailored to provide the right support at the right time for your business. Business Term Loans offer large loan amounts with predictable fixed monthly repayments, allowing your customers to fund inventory, expand marketing efforts, enhance staffing, and support overall business growth. These loans provide the stability and financial backing necessary for long-term planning and investment. Our Line of Credit option gives your customers peace of mind for unplanned expenses. With large line sizes and predictable fixed monthly repayments, businesses can manage unexpected costs without disrupting their cash flow. This flexibility ensures that your customers are always prepared for any financial surprises. AP and AR Invoice Financing extends cash flow trapped in customer invoices. By extending your payables (AP financing) and getting paid faster (AR financing), businesses can maintain a healthy cash flow and operate more efficiently. This option is perfect for those looking to improve liquidity and manage working capital effectively. Learn more about Kanmon's suite of products: https://kanmon.com/ #KanmonFinancing #EmbeddedLending #WhiteLabelLending #FinanceGrowth

With its adaptable product line, Kanmon provides unmatched efficiency and convenience, allowing companies to get financing fast from reliable sources they already use. Because of this smooth integration, time-pressed operators can easily handle necessary payments and concentrate on expanding their main business without worrying about money. Employing these advantages, Company A has revolutionized their financial management. Their payment procedures have been simplified and cash flow management has been enhanced by having direct access to customized financing options within their reliable platform. Because money is so easily accessible, they can confidently invest in new prospects and grow their business. Knowing they have a trustworthy partner in Kanmon has also increased their confidence in their platform provider thanks to the prompt and dependable financing options. Stories like Company A's show how our cutting-edge tools and committed support enable companies to succeed in cutthroat markets. Learn more about Kanmon's Product Suite: https://kanmon.com/ #KanmonFinancing #WhiteLabelFinancing #EmbeddedLending #FinanceGrowth