Kanmon’s Post

Growth is exciting, but it comes with financial challenges. Expanding your business often means increased expenses—more inventory, higher payroll, and new investments. These demands can strain your cash flow, making it essential to have a solid plan in place. Understanding the impact of expansion on your finances is the first step to maintaining stability.

We're seeing great results in customer sentiment for Kanmon's embedded finance partners. Our customized lending solutions are helping businesses streamline their financial processes and achieve higher satisfaction levels. By reducing friction and offering a variety of products, we're making finance simpler and more effective for everyone involved. Businesses are finding it easier to manage their financial operations and meet their goals. As we continue to innovate and improve our offerings, we remain committed to supporting our partners with the best in embedded finance technology. Find out more about Kanmon's solutions here: https://kanmon.com/ #EmbeddedLending #KanmonFinancing #KanmonPartner #EmbeddedFinancing

Failing to provide embedded in-context financing options puts businesses in a position to miss out on a significant revenue opportunity. Without these seamless financial solutions, merchants experience reduced transaction volumes and lower customer satisfaction. This directly translates to lost revenue share, as merchants seek out competitors who offer the financial support they need. To maximize growth and maintain a competitive edge, platforms must integrate embedded finance options that drive both merchant and platform success. Learn more about Kanmon's Financing Suite: https://kanmon.com/ #EmbeddedLending #EmbeddedFinancingSolutions

Merchants are increasingly frustrated with platforms that neglect to offer embedded in-context finance options. This oversight leaves them without vital tools to maintain visibility into their financial health, complicating cash flow management and strategic decision-making. When merchants can't access these crucial insights, their ability to thrive diminishes. Platforms must prioritize embedded finance solutions to meet merchant needs and help foster long-term success. Learn more about Kanmon's Solutions: https://kanmon.com/ #InContextFinancing #EmbeddedLending #EmbeddeLendingSolutions

Kanmon is enhancing how businesses access finance through in-context finance. By embedding invoice financing options directly into platforms, we're making financial operations more seamless and user-friendly. This approach improves the customer experience and drives higher conversion rates, making financial processes more intuitive and efficient. At Kanmon, we customize every lending solution to meet customers' specific needs. Our bespoke, white-labeled lending products include business term loans, lines of credit, and AP and AR invoice financing. We offer a fully integrated lending infrastructure that ensures easy borrower onboarding, fast underwriting, smooth servicing, and flexible debt capital. You control the UI and UX, enjoy zero credit risk, and benefit from our regulatory compliance expertise. With Kanmon, each solution is tailored to fit your unique requirements, helping you enhance your platform, increase customer retention, and stand out from the competition. Learn more about Kanmon's solutions here: https://kanmon.com/ #KanmonFinancing #EmbeddedLending #InContextFinancing

Understanding the nuances of referral take-rates versus in-context finance offers is crucial for merchants and platform providers alike. Take-rate refers to the percentage of each transaction that a platform provider earns. Referral take-rates typically involve a platform referring a customer to a third-party financial service, earning a commission for each successful referral. This model, while beneficial, often falls short in terms of customer engagement and satisfaction, as it lacks seamless integration into the customer journey. In contrast, in-context finance offers embed financial services directly within the customer’s primary activity. This integration significantly enhances the user experience by providing relevant financial products at the exact moment they are needed. For instance, a merchant managing their accounts receivable might find options for invoice financing within their product purchasing platform, streamlining the process and making it more convenient. This approach not only boosts customer satisfaction but also increases conversion rates as it aligns with the user’s intent and journey. For merchants and platform providers, the impact of these models is profound. While referral take-rates can generate additional revenue, they often do not add substantial value to the customer experience. On the other hand, in-context finance offers can transform the user journey, making it more intuitive and engaging. This can lead to higher customer retention and loyalty, ultimately driving more conversions and revenue. Embracing in-context finance is a strategic move that aligns financial products with customer needs, fostering a more integrated and satisfying user experience. #KanmonFinancing #EmbeddedLending #InContextFinancing

Small and midsize businesses (SMBs) increasingly seek financial services integrated directly into their platforms. Research by BCG and Adyen shows that 64% of SMBs are interested in financial services embedded within their platforms. This demand highlights the potential for platforms to offer essential financial services—like cash advances, bank accounts, and card issuing—directly within their daily operations. These services can lead to a significant revenue increase, tapping into a market worth around $110 billion across the US, Europe, and the UK. Kanmon helps platforms tap into this market and meet the financing needs of their SMB users. Through tailored embedded lending solutions, platforms are able to integrate our financial services seamlessly, improving their offerings to customers and driving growth on the platform. Embedded Lending is here to make financing easier for both platforms and SMBs alike. Learn more about Kanmons solutions here: https://kanmon.com/ Read the full BCG article here: https://buff.ly/3VfX2ue #EmbeddedFinance #WhiteLabelFinance #KanmonFinancing #EmbeddedLending

Embedded lending is rapidly transforming the financial landscape, making it easier for businesses and consumers to access financial services. According to Bain & Company, in 2021, embedded financial services made up $2.6 trillion, nearly 5% of total US financial transactions. By 2026, this figure is expected to exceed $7 trillion. This growth is driven by improved customer experiences and cost reductions for companies. This trend is visible across various sectors, from e-commerce platforms like Shopify to rideshare services such as Uber. By integrating financial services directly into these platforms, businesses offer a more convenient and seamless experience for their customers. Payments and lending are set to remain the largest segments, with other services like insurance, tax, and accounting also growing. Traditional financial institutions face both challenges and opportunities. They must adapt to this new model to stay competitive. Businesses like Kanmon are well-positioned to help companies navigate this shift by offering tailored embedded lending solutions. Read the full report: https://buff.ly/3VfxfCn #EmbeddedLending #WhiteLabelFinancing #KanmonFinancing #EmbeddedFinance