Questions tagged [reward-program]
For questions related to credit card, bank, or merchant reward programs.
63
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Does paying for some travel-related service (e.g., Airbnb) via installment payments (e.g., Klarna) count as travel with Rewards World Mastercard Card?
Assume a Bank of America's Rewards World Mastercard Card is configured so that it has a 3% cash back in the travel category. Does paying for some travel-related service such as Airbnb via installment ...
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1
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Visa Reward card "use or lose" fee -- where is that forbidden?
Just got a non-reloadable $5 Visa RewardCard. While it is imprinted "funds do not expire" on the front, the back says:
"Except where prohibited by law, a Monthly Fee of $2.50 per month ...
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1
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Will a negative reward points balance of a credit card incur interest?
If I have a credit card with a negative reward points balance (say due to a returned product), and if I let the reward balance remain negative, will this eventually incur interest charges?
A negative ...
7
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Is it safe for me to give my checking account's routing and account numbers to a credit card company?
I have a credit card from one of the top five largest banks in the United States. The credit card offers cash-back rewards. The credit card company offers that the cash back can be issued directly to ...
10
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Earn CC flight miles by paying rent?
I want to accrue flight miles/points from everyday purchases. I'm looking at the "Capital One Venture Rewards Credit Card". It states "Earn unlimited 2X miles on every purchase, every ...
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1
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Why wouldn't credit card reward auto-redemption offer statement credit? [closed]
I see that with Bank of America, credit card reward redemption can be a statement credit:
unless it's auto-redemption:
Why wouldn't credit card reward auto-redemption offer statement credit?
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1
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Do the HDFC credit card reward points calculated on billed amount or the amount spent using the card
I read that paying credit card bills before bill generation can help regulate credit utilization ratio and thereby improving credit score. But are the reward points computed on the total unpaid amount ...
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Rewards to $40. Is it best to get PayPal, prepaid Visa or Amazon card?
I can get $40 from Receipt Hog. They can give it as a prepaid Visa card, to my PayPal or Amazon gift card. Which is the best option of the 3? I was thinking PayPal and transferring it to my local bank ...
4
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2
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If a credit card offers rewards for "online purchases", is anything paid for online automatically included?
Some credit cards (e.g. Bank of America) offer cardholders the option to earn cash back at a higher rate on online shopping purchases. (More specifically: you get to choose one 3% cash back category ...
3
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4
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Sending money to friends via Amex with PayPal UK
With the Platinum Cashback Everyday Credit Card, there is a 5% cashback reward for the first 3 months, up to £100. As such, I'm trying to maximise my spending during this period to make the most of ...
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3
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What are the risks of getting an additional credit card just so my parents get more points?
My father is retired and one of his hobby is to gather as much credit card programs as he can and manage them in a way as to maximize returns and minimize costs. I know that this can be a risky ...
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Did I discover an easy way to make money via PayPal and cashback credit card? If so, is it legal and is the money taxable?
Here it is: I send money to a family member via PayPal using my credit card, PayPal charges a fee but the cash back I get from the PayPal transaction exceeds the PayPal fee, my family member sends me ...
3
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1
answer
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Does credit card cash back count taxes?
If I have a 1% cash back card and spend $100 plus $6 sales tax, do I get $1 cash back or $1.06 cash back?
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1
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Crypto-cashback debit card tax (UK)
I have a pre-paid VISA card with a 2% cashback paid in cryptocurrency in every purchase. I was wondering how this is taxed?
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1
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Change credit card, keep age of credit line?
I have two credit cards that charge fees and have significantly downgraded their value to me. In both cases I would like to switch to no-fee versions of the same card, but I don't want to reduce my ...