All Questions
Tagged with loans united-kingdom
42
questions
2
votes
1
answer
5k
views
Can my U.K. limited company lend money to a director or another person?
Can a limited company lend money to the director or another person?
What are the limits, the rules, any minimum rate, the things to know...?
- 133
1
vote
1
answer
162
views
Applied for loans but chosen not to take them, will this look like I was refused?
So I applied for several loans to buy a car, trying to take advantage of the low interest rates at the moment. All of them came back with higher interest rates than were advertised. I've subsequently ...
user24734
7
votes
1
answer
1k
views
Shopping around for loans without detrimentally affecting credit rating/chance of getting said loan?
I've found myself stuck in a quandary. I put a deposit down on a car and I'm trying to obtain a personal loan based on this. The problem is that I'm finding that despite passing all initial checks ...
user24734
4
votes
1
answer
1k
views
What steps or checks should I do to see if a lending company that cold-called me is legit? Too risky?
A few days ago I got a call from company asking me if I have any outstanding debts and saying they can help me with my debts. Well, I don't have any debts; though I use 3 credit cards, I always pay ...
- 141
0
votes
2
answers
162
views
Are guarantor loans reliable or shady business?
One of the hard things about living in the UK and being an immigrant is paying rent 6 months upfront (of course, unless you have a guarantor... which is usually parents who are not in the UK).
My ...
- 103
16
votes
6
answers
2k
views
What do I need to know before getting a loan?
Recently, due to a series of events, I've been finding myself... uncomfortable with my financial situation. I'm not in debt, but my account balance did drop into the low three-digit figures a couple ...
2
votes
2
answers
450
views
Am I entitled to get a maintenance loan?
I have an conditional offer from a university, course starting in September 2014. I have the UK nationality, but have only lived there for one year (I left when I was about one year old), and am now ...
- 21
1
vote
1
answer
345
views
Is it possible to use part of my pension to pay loans, or to opt out of the pension scheme altogether for a few years until my loans are paid?
I have so far worked in Singapore, Norway, and now in the UK. My knowledge about pension scheme in general is very limited. What I only know is that part of my gross salary goes to tax and part of it ...
- 167
4
votes
1
answer
8k
views
Can I put my personal loan into my savings account until I use it all?
We applied for a personal loan of a value that we know we have to use over a few months.
Can I put it in my savings account or an ISA account until we use it all?
I live in the UK.
Thanks.
- 43
5
votes
1
answer
234
views
Loan from Canada to UK
I live in Canada. My brother in the U.K. is thinking of purchasing a house with his wife. They are both teachers and careful with their money but don't yet have money for a down-payment.
I am ...
- 14.1k
2
votes
2
answers
2k
views
PCP or Bank Loan for Car Purchase?
I'm trying to figure out the best way to pay for a car we're about to purchase. I had a figure in mind of between £6-7k when looking at cars, so I also knew I wanted to pay around £200-£240 per month ...
- 123
8
votes
2
answers
868
views
Paying off loans early, or is there some way to reduce extortionate interest charges?
I bought a car about 2 years ago on finance. The car was priced at £11k and I was very quick to jump at the chance rather than thinking.
Over the 5 year period I'm paying over £18k in total, thats £...
- 2,034