All Questions
Tagged with loans credit-score
58
questions
1
vote
1
answer
3k
views
How can I take out a personal loan as a minor with a co-signer other than my parents?
I'm currently in the process of buying a truck worth $8,000.
The seller will only hold the truck for me for a week.
It is a private party selling the truck (through craigslist)
I currently own a ...
- 11
2
votes
3
answers
492
views
What mix of credit lines and loans is optimal for my credit score?
Mint.com just told me my credit score. It says in the advice section:
Try to have a good mix of credit lines open.
Creditors like to see that you have both loans and credit cards. If you're low ...
- 203
0
votes
0
answers
45
views
What loan options are there for minors? [duplicate]
I'm not yet 18, but I have been studying business for quite a while, paper trading, investments, etc. at this point, I'd like to try my hand at building some credit and making some money, but I am ...
- 1,383
7
votes
2
answers
27k
views
I am under 18 years old, in the US, my parents have terrible credit, how can I take out a loan?
I am under 18, currently shopping for a car. Like many people, I don't have enough money sitting in my bank account to purchase a good car, around $6,000 to $10,000. However, credit checks have ...
- 1,383
0
votes
2
answers
614
views
How to get 0% financing for a car, with no credit score?
Is it possible to get a 0% interest rate for car loan for a used car in the U.S.?
I've been working for 7 months and I just got my first credit card, so I don't have a credit score yet.
I'm planning ...
- 49
1
vote
1
answer
1k
views
Taking a car loan vs cash and effect on credit score
As a follow up for Should I finance a used car or pay cash? Will taking a loan improve a credit score? Does it matter how long it takes to pay off the loan? I wonder if taking a loan and paying it off ...
- 5,483
5
votes
2
answers
1k
views
Do I have an option to transfer parent plus loans to myself?
My wife and I are currently about to start our payments for student loans. All of our loans are federal student loans through Direct Loans. We also have a parent plus loan, which is technically under ...
- 271
3
votes
1
answer
76k
views
My Co-Signer is the Primary Account Holder for my Car Loan - Does this affect my credit?
I recently financed a car purchase, and my father co-signed for me. I received the first bill, to find out that he is listed as the primary account holder with the finance company, although I am the ...
- 133
3
votes
3
answers
959
views
Building Credit for a Young Person with No Credit
I don't have any credit established but I'm a computer programmer and I make pretty good money. I'm 21 and I would like to buy a new car. I can't get a loan because I don't have any credit and I've ...
- 215
38
votes
8
answers
4k
views
Optimal way to use a credit card to build better credit?
I have a credit card with a $700 limit and I am curious how to optimize credit gain with it. Right now, I use it once a month (usually on something small like a drink from a convenience store or ...
- 719
0
votes
0
answers
59
views
Credit score impact of shopping around to get the best home loan? [duplicate]
Possible Duplicate:
Multiple mortgage pre-approvals and effects on credit score
My wife and I are starting the process of buying our first house. We would like to shop around a bit to get the ...
- 355
5
votes
3
answers
4k
views
Will paying off a loan early hurt my credit?
I recently purchased a vehicle and took out an Auto loan from the local credit union. I have run into some extra cash and can actually pay off the car completely. I have a very little credit history,...
- 335
4
votes
2
answers
500
views
Should I try to optimize my credit score before applying for a loan?
I am considering shopping for a house somewhere this year, which of course would involve shopping for a mortgage. And mortgage rates depend on the credit score. My credit history is clean from trouble,...
- 3,306