All Questions
Tagged with credit-history credit
66
questions
10
votes
4
answers
7k
views
How do I fix my credit score when I have bad things in my credit history?
I am trying to improve my credit score and have been looking for companies to take charge of this effort. But I found them to all be shady at best so I have taken the task upon myself.
I have not yet ...
- 417
8
votes
5
answers
1k
views
Is NO credit history the same as BAD credit history?
I found the following article which said
If you don’t use a card at all, you have no credit history. That’s
almost the same as bad credit history.
1) Do they mean the same?
2) If YES, why?
3) ...
- 961
4
votes
4
answers
11k
views
Should I pay off my car loan within first year or wait until at least one year has passed?
I have the capability of paying off my car loan of around $15,000 by end of June next year, however this loan started this month.
I have heard loans/accounts kept open for more than a year are on ...
- 573
10
votes
2
answers
181
views
How to approach eliminating a record in my credit history that is hurting my score
I have a record in my credit history that shows a delinquency from 4/2005 that was paid off but was also marked as a "charge off." As of January 2011, this record no longer shows up in my file for ...
user2730
5
votes
4
answers
1k
views
Will paying off my car early hinder my ability to build credit?
I don't have much credit because I am young but I did recently purchase a car which I am paying 9% on. This seems ridiculously high to me and I was thinking about pulling out some of my stocks to pay ...
- 699
19
votes
5
answers
6k
views
Is it true that it's better to have bad credit than no credit?
There's a popular saying:
It's better to have bad credit than no
credit.
Is this true?
- 293