All Questions
5
questions
5
votes
2
answers
491
views
Can Having Less Debt Lower Your Credit Score?
Background:
In preparation to buy my first house I've started keeping an eye on my (Experian FICO) credit score, and I've been seeing behavior that is very strange. After a year of my credit score ...
1
vote
1
answer
2k
views
How to build credit score as fast as possible [duplicate]
I am looking for details on how to build and raise credit score as fast as possible. I have done some research already, but I am foggy on a few points.
Details about me and my financial situation ...
- 11
4
votes
1
answer
3k
views
What is the full formula for calculating a FICO 9 credit score?
I'm familiar with the percentage breakdown of how a credit score is calculated. I'm wondering what is the exact formula is that can be used to come up with a point value based on specific input ...
- 143
2
votes
1
answer
595
views
Mortgage rate shopping - 14 day period
I'm currently in the 14 day period since my credit (all 3) were pulled for a Mortgage Application.
A second lender pulled my credit today (still in the 14day period) and surprisingly, the new inquiry ...
- 582
2
votes
1
answer
335
views
Does not having the full (good) payment history on report negatively affect me?
I've had my credit card since 2006. My credit-report reports the following:
Status: Open/Never late.
Date Opened: 06/2006
Reported Since: 06/2011
Date of Status: 09/2014
Last Reported: 09/2014
...
