Timeline for Am I still building a credit score if I use my credit card like a debit card?
Current License: CC BY-SA 3.0
18 events
| when toggle format | what | by | license | comment | |
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| Jul 26, 2019 at 1:44 | comment | added | RonJohn | "am considering getting a second credit card to diversify my credit history." Do it to still have a CC if you lose your primary card. | |
| Apr 20, 2018 at 21:53 | history | protected | CommunityBot | ||
| Mar 14, 2017 at 17:57 | comment | added | Chael S | @BenMiller I agree that opening up any additional lines of credit will not boost my credit score very effectively. What I want to do is diversify where the bulk of my good credit score comes from. My longest line of credit is with my 4 year old credit card. Getting an additional credit card would not put much strain on my financial discipline and hopefully help me maintain a good score. | |
| Mar 14, 2017 at 12:55 | comment | added | Ben Miller | Just a comment on your update: Your credit score is already excellent, and there is no reason to take out any debt you don't need just to try to boost your score further. | |
| Mar 14, 2017 at 11:45 | answer | added | Peter Green | timeline score: 0 | |
| Mar 13, 2017 at 23:23 | history | edited | Chael S | CC BY-SA 3.0 |
Post 4 Year Update
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| Mar 13, 2017 at 23:05 | vote | accept | Chael S | ||
| Aug 7, 2013 at 6:49 | vote | accept | Chael S | ||
| Mar 13, 2017 at 23:05 | |||||
| Aug 4, 2013 at 7:46 | comment | added | Chael S | I am simply asking about my credit card usage habits because that is the only way I have used it since I first requested the card and hope that I am actually have positive credit score growth. I am not very concerened with my credit score, just very concerned if my card usage habits are not in wasted effort. | |
| Aug 4, 2013 at 7:32 | history | edited | Chael S | CC BY-SA 3.0 |
added 138 characters in body
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| Aug 1, 2013 at 18:12 | history | tweeted | twitter.com/#!/StackFinance/status/362999238747103233 | ||
| Aug 1, 2013 at 15:01 | comment | added | JohnFx♦ | Questions like these always puzzle me. Effectively the OP is saying they don't intend to use credit, but are very concerned about their credit score. Okay, I realize credit scores are used for non-credit things, but in those cases it doesn't seem worth it to fine tune your score. | |
| Jul 31, 2013 at 15:10 | answer | added | mhoran_psprep | timeline score: 5 | |
| Jul 31, 2013 at 14:22 | answer | added | JTP - Apologise to Monica♦ | timeline score: 15 | |
| Jul 31, 2013 at 14:17 | answer | added | David Ogren | timeline score: 1 | |
| Jul 31, 2013 at 11:21 | history | edited | John Bensin | CC BY-SA 3.0 |
edited title
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| Jul 31, 2013 at 6:31 | review | First posts | |||
| Jul 31, 2013 at 11:01 | |||||
| Jul 31, 2013 at 6:14 | history | asked | Chael S | CC BY-SA 3.0 |