Car Insurance
Find answers to your car insurance questions, including what policy is right for you, insurance rules, and pricing. Get important information on how to save money while getting the coverage you need.
![Two passengers sit in a car.](https://www.investopedia.com/thmb/T7rjZ2Iaubip6u-X_2e63S20h38=/7952x5304/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1363698674-abfb0517b1194e73ab0c5d2a7701676c.jpg)
Best Rideshare Insurance Companies
![Best Boat Insurance](https://www.investopedia.com/thmb/Uo8W_3seUpcjFuveRth6SS2v2ho=/1500x1000/filters:no_upscale():max_bytes(150000):strip_icc()/roundup_primary_INV_lifeinsurance-daccda1617d444cfad79d7743472eafb.jpg)
Best Boat Insurance for 2024
![Close-Up Of Hand Holding Smart Phone with Car Insurance](https://www.investopedia.com/thmb/4O9fksS2PSlI9B2d4Bu2ffMI-3M=/1500x1000/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-auto-insurance-methodology-5219007-3a4439ac4c0d42d596945b4d6d688f00.jpg)
Auto Insurance Review Methodology
![Car insurance agent and customer in front of a car](https://www.investopedia.com/thmb/4KDA7FTwzdmqqUorR5ei0bKDlk0=/5841x3886/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1328171458-5b2c06f6aaf241388c8718208fb65540.jpg)
What Is a Car Insurance Premium?
![Two women drive in a car.](https://www.investopedia.com/thmb/MrU_WNsnd9IIzl2hTjlvSm0YJ8E=/5123x3415/filters:no_upscale():max_bytes(150000):strip_icc()/twowomendriving-a2940b519c124f8e91a5964c227adeb3.jpg)
Liability vs. Full-Coverage Car Insurance: Which Is Better?
Explore Car Insurance
![A transgender person drives a car.](https://www.investopedia.com/thmb/ePLqPLXmIFyOkhEKh7cJRvBwTos=/6000x4000/filters:no_upscale():max_bytes(150000):strip_icc()/transgender-0556118e3a0d4308b99145c921be506b.jpg)
Car Insurance for Transgender and Nonbinary People
![Family prepares to load rental car with luggage while on vacation.](https://www.investopedia.com/thmb/nG24EmWXZzTN-4YPmD0jUnCTQxo=/5500x3669/filters:no_upscale():max_bytes(150000):strip_icc()/doineedrentalcarinsurance-cfa45463d46c4324aee72a87b846ccda.jpg)
Do I Need Rental Car Insurance?
![A woman teaches a teen girl how to drive.](https://www.investopedia.com/thmb/4slq4Qd9PVmKB7DP215tCIk680U=/5700x3800/filters:no_upscale():max_bytes(150000):strip_icc()/teendriver-b1965d7854e446a2aa92c6b86ce5dfdf.jpg)
How Much Is Car Insurance for Teens?
![Woman on phone with coffee in front of car.](https://www.investopedia.com/thmb/XQvyPPHNWawdyMKWKSC4nhxCJUw=/7952x5304/filters:no_upscale():max_bytes(150000):strip_icc()/PersonInFrontofCar-90f6f0236df249f78be1605f3a57e6a8.jpg)
Collision vs. Comprehensive Auto Insurance: What's the Difference?
![A couple rides in a car.](https://www.investopedia.com/thmb/n30I8Hl6qoCWv5kJZJuW8FtZUu4=/5760x3840/filters:no_upscale():max_bytes(150000):strip_icc()/insurancecars-652c6b2527e84d408facd30ae82a0106.jpg)
What Is Full Coverage Car Insurance?
![Two young people drive in a car with the windows down.](https://www.investopedia.com/thmb/sMu-x8gNoQU_J4SSVt9de90ToGQ=/5400x3600/filters:no_upscale():max_bytes(150000):strip_icc()/twoincar-acc2c5e3e8734c6389d311c4444d4a02.jpg)
What Is a Deductible in Car Insurance?
![Two People Review on Laptop Screen](https://www.investopedia.com/thmb/nj9V5FwG6Uau85JRqtHzS5LVJVM=/6721x4244/filters:no_upscale():max_bytes(150000):strip_icc()/INV_AutoInsuranceQuote_GettyImages-1434074156-81186deb034742af8fc27d668599b0a1.jpg)
What Is an Auto Insurance Quote?
![Couple buying new car and signing contract](https://www.investopedia.com/thmb/fosxTWkPPWZlb0HlUkhsdWU62OI=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/couple-is-buying-new-car-and-signing-the-contract-912785590-a708e6490be24b69aed65871116b315d.jpg)
When Is the Best Time to Buy a Car?
![Two drivers look at car damage after accident](https://www.investopedia.com/thmb/wifAg1espmAt2eKOev-FM7N457o=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-456014081-e9c3ca710ea04f85b32591c061490163.jpg)
What Is Accident Forgiveness?
![How Much To Spend on a Car](https://www.investopedia.com/thmb/4uj2j2WpY4JC1vSb9eDRYKlhRV0=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/how-much-should-i-spend-on-a-car-5187853-Final-87443d24566b4badb1cbe262ed1643a8.jpg)
How Much Should I Spend on a Car?
![Broken glass flies as a crowbar smashes a car window](https://www.investopedia.com/thmb/swgIV758L8JNJk_958o4N9YPEyA=/5613x3746/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-521342635-08563c44d1214bd2ba161fb5dd7c14fb.jpg)
Does Car Insurance Cover Theft?
![](https://www.investopedia.com/thmb/7XOw3zNTu94Qz8qWzGUOZjFci2E=/205x136/filters:no_upscale():max_bytes(150000):strip_icc()/78324482-5bfc2de3c9e77c002630cc35.jpg)
How Inflation Has Affected the Price of Cars
![How to Write a Bill of Sale for a Car](https://www.investopedia.com/thmb/EWQx5PWJNSgiZEDopVAWC6s2ylQ=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/how-to-write-a-bill-of-sale-for-a-car-5187212-final-e53e2ffe201c4e548ef94a1df84842e3.png)
How to Write a Bill of Sale for a Car
![A sticky note that says “Bad Credit?”](https://www.investopedia.com/thmb/btqOsAUrjcPO80WFHa1bUVKtypQ=/3104x2069/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-835646770-a2f7f80b750d4ba1bed8e8d42cc2e368.jpg)
How to Get a Car Loan with Bad Credit
![A young man reviews a car insurance policy over the phone.](https://www.investopedia.com/thmb/GrktAl6mW5W3iwYZBxmVJe_A0F8=/2119x1414/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-918473632-ee5186cc06474c2b95bd8ae7fe171de5.jpg)
Why Is My Car Insurance So High?
![A woman leans on a car and uses a phone.](https://www.investopedia.com/thmb/EwvRaTBEyBc6PDKrne4_zZtUVmc=/6000x4000/filters:no_upscale():max_bytes(150000):strip_icc()/repossession-a237637f04294572960e2507b6804487.jpg)
Should I Buy a New or Used Car?
![Close up hand male giving a key new car on hand female outside her car. Concept of rent car or buying car](https://www.investopedia.com/thmb/ukawhc_mbeD51QsEGV12atOKjjE=/1500x1001/filters:no_upscale():max_bytes(150000):strip_icc()/Primary_Image-fb599df901704b2186aee7c9995146c0.jpg)
How to Save for a Car
![How to Get a Suspended License Reinstated](https://www.investopedia.com/thmb/2PGR8-8wUvgZonCroGH_1irebtM=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/how-to-get-a-suspended-license-reinstated-5186484-final-0bd5681c158241478319205eaefea27a.jpg)
How to Get a Suspended License Reinstated
![An employee drives a Tesla Motors Inc. Model S electric automobile, equipped with Autopilot hardware and software, hands-free on a highway in Amsterdam, Netherlands, on Monday, Oct. 26, 2015.](https://www.investopedia.com/thmb/WZRIlKvM3Zd7uUG0lySwbpYSXgQ=/4000x2667/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-494411550-0f549844f11240a989143ecc5b4c52aa.jpg)
How to Cancel Car Insurance
![Couple is leasing new car and signing the contract](https://www.investopedia.com/thmb/wZhPw0E10fjaEsQuphwmId8jJxA=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-912785590-bd21254b8f914ad1a28876e45800554c.jpg)
Can You Lease a Car with Bad Credit?
![What Is a Branded Title?](https://www.investopedia.com/thmb/AVjm79-ZmSnBH2OroqCPw3qv6E8=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/what-is-a-branded-title-5185427_v2-eed227332a2b435c919847f716f9c5fd.png)
What Is a Branded Title? What It Means, Types, and Risks
![Pay-Per-Mile Car Insurance](https://www.investopedia.com/thmb/mzn1LMlrfKY156mjQjROxrVTFic=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/pay-per-mile-car-insurance-5185202-final-ba7d7fa12bf5413a89ce3b55b26b706a.png)
Pay-Per-Mile Car Insurance
![Broken window](https://www.investopedia.com/thmb/EmJq2QxY-mi8QyEllSUxBDlE2yw=/3221x1812/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-629700055-5b3aa24ac9e77c00374cffd5.jpg)
Property Damage Liability Insurance: What It Means and How It Works
![A Woman Inspects Vehicle Damage](https://www.investopedia.com/thmb/AKtZ1fZ6lBHkVd0pMbzzg64qCLg=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/caraccident-1cba865dee8d465ba153545812a6e529.jpg)
How Car Insurance Treats a Total Loss
![A young man reviews a car insurance policy over the phone.](https://www.investopedia.com/thmb/GrktAl6mW5W3iwYZBxmVJe_A0F8=/2119x1414/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-918473632-ee5186cc06474c2b95bd8ae7fe171de5.jpg)
How Does Car Insurance Work?
![Couple shaking hands with a woman after she sells them a car](https://www.investopedia.com/thmb/lNh4FEPESt4Lag-KMyT3AAO8l-4=/2063x1453/filters:no_upscale():max_bytes(150000):strip_icc()/NowMayBeaGoodTimetoTradeInYourCar-2b64f10ea31b497fb0d82b8cc9e6fedc.jpg)
How to Trade in a Car That Is Not Paid Off
![An employee drives a Tesla Motors Inc. Model S electric automobile, equipped with Autopilot hardware and software, hands-free on a highway in Amsterdam, Netherlands, on Monday, Oct. 26, 2015.](https://www.investopedia.com/thmb/WZRIlKvM3Zd7uUG0lySwbpYSXgQ=/4000x2667/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-494411550-0f549844f11240a989143ecc5b4c52aa.jpg)
Proof of Insurance: An Essential Document to Keep in Your Car
![Woman at desk comparing interest rates](https://www.investopedia.com/thmb/sp_cUe4gd6anbdlBecY-QyDC1HI=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/JumboCD-aab9043b37364389b710468882a11c90.jpeg)
What Is a Good Interest Rate on a Car Loan?
![Automobile insurance adjuster uses digital tablet to inspect damage to vehicle.](https://www.investopedia.com/thmb/vtGLQACEtXnBydR30aij12wLyIg=/6048x3886/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1367189603-5ad8f78af62e4f4ebf95c87f1eba887e.jpg)
What You Need to Know About Auto Insurance
![Teen Driver](https://www.investopedia.com/thmb/kHwQeFYe3hrnMgIPQg8izYffQYA=/2121x1413/filters:no_upscale():max_bytes(150000):strip_icc()/95871598-56a0f4433df78cafdaa6bb23.jpg)
Car Insurance for Teens Guide
![A police officer stands outside a car that has been pulled over. A hand reaches out the window and hands the police officer an ID card.](https://www.investopedia.com/thmb/cJYRUAfmdNW2bNrwcbCIO2UBX-E=/5760x3840/filters:no_upscale():max_bytes(150000):strip_icc()/dui-dwiinsuranceimpact-c50f39fd3fe7498ba4450f96108a6320.jpg)
How a DUI or DWI Can Affect Your Car Insurance
![understanding state minimum car insurance coverage for car accidents](https://www.investopedia.com/thmb/-j0QepzjODvBQ-xkWGJyxNPUCUo=/5700x3800/filters:no_upscale():max_bytes(150000):strip_icc()/understand-State-Minium-Insurance-coverage-is-it-enough-in-a-car-accident-57407ec63df78c6bb08eac67.jpg)
No-Fault Insurance
![How much insurance is required by law in each state - list](https://www.investopedia.com/thmb/8QEw-FmkfHKpv2DnsjwJM016aqw=/5134x3416/filters:no_upscale():max_bytes(150000):strip_icc()/How-Much-Insurance-Minimum-Car-Insurance-Requirements-list-by-State-574070de3df78c6bb08a3811.jpg)
SR-22 Insurance: What It Is and How It Works
![A car accident.](https://www.investopedia.com/thmb/xKuwu98aWxWVJIamBl6UuBQonbY=/1500x1000/filters:no_upscale():max_bytes(150000):strip_icc()/car-accident-56dde2053df78c5ba05442f5.jpg)
Understand Your Options for a Totaled Car
![Filling in a car accident report when you have a car crash](https://www.investopedia.com/thmb/wKcnULimBCcCmYQpgfjzTq96tTw=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/list-of-Information-to-collect-for-an-accident-report-form-if-you-have-a-car-accident-5758ca1f3df78c9b4634c98e.jpg)
What to Do After a Car Accident
![License Plate, Keys, and Papers Proving Evidence of Auto Insurance](https://www.investopedia.com/thmb/h84WVJltVW1Ft7RaR4sIaO43Vwg=/3072x2304/filters:no_upscale():max_bytes(150000):strip_icc()/license-plate--keys--and-papers-proving-evidence-of-auto-insurance-172651205-5a8e0c38642dca0036826f5d.jpg)
How Much Car Insurance Do You Need?
![Two men look at their damaged cars after an accident](https://www.investopedia.com/thmb/JctLmT5Aff0_izt10_V1NZ1nDA8=/5168x3445/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-456014081-49c26248ee8946a7b85314b600da1a22.jpg)
How Much Does Car Insurance Cost?
![Police car parked behind white sedan that's been in an accident, with serious passenger-side damage and broken glass and plastic around it.](https://www.investopedia.com/thmb/lk-rpRX9NQUyxwUCjYF2E__i2wY=/2122x1412/filters:no_upscale():max_bytes(150000):strip_icc()/Other_Car_Insurance_GettyImages-973712712-a1bfab4e9e60462ea91f4f33eda5ff5c.jpg)
Non-Owner Car Insurance: Who Needs It?
What Is Classic Car Insurance?
![Two men shaking hands near two cars, one holds document labeled "Insurance"](https://www.investopedia.com/thmb/dhbH_X6LGRftYXBxEozL9fwcRQ4=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/SwitchingCarInsurance_GettyImages-1029356602-0e311271353c47a99e61036d78e0fdff.jpg)
How to Find ‘No-Down-Payment’ Car Insurance
![A red car drives on a highway near the ocean.](https://www.investopedia.com/thmb/ywai03CUsRdy54ZBazDZGZ732HA=/5120x3413/filters:no_upscale():max_bytes(150000):strip_icc()/a-red-car-drives-on-a-highway-near-the-ocean-113218541-58c6f1515f9b58af5c887575.jpg)
What Is Temporary Car Insurance?
![Car mechanic using computer in auto repair shop](https://www.investopedia.com/thmb/UGXZtjvI9dh_-pTvooR38DA1Jvw=/2120x1415/filters:no_upscale():max_bytes(150000):strip_icc()/car-mechanic-using-computer-in-auto-repair-shop-539483792-77fdcc4d65924749a13b8509e1e0558b.jpg)
Car Repair Insurance: Do You Need It?
![Best 10 Food Truck Cities in America](https://www.investopedia.com/thmb/St1f2cHV3thctyE4jAp4uq7GkAQ=/4000x2666/filters:no_upscale():max_bytes(150000):strip_icc()/Best-10-Food-Truck-Cities-in-America-Los-Angeles-FT-BLOG0423-8739ba349b5c40b9b03cb4ccc3854610.jpg)
Commercial Car Insurance: What It Is and How It Works
![Subrogation: The right of an insurer to pursue the party that caused the loss to the insured and recover funds paid in the claim.](https://www.investopedia.com/thmb/nNBGU5yVQQRO4M7IVDyE-kS9ZcA=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/subrogation.asp_final-5b57bc7e73f34722a43e07b0b946fcd4.png)
Subrogation in Insurance: What it Is and Why It's Important
![How to Cut Car Insurance and Costs](https://www.investopedia.com/thmb/UF8MT_ReVIc4TuifFWrk1Vjq9Js=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/car-insurance-costs.aspFinal-67e96373fddc49dd960fbc316737ebcd.jpg)
15 Tips and Ideas for Cutting Car Insurance Costs
![How Car Insurance Companies Value Cars](https://www.investopedia.com/thmb/seNfw3silsf6k7a20wWTBX4RqrY=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/how-car-insurance-companies-value-cars.asp-final-e3fe7d12f1fc4cb9bef0d86ca31d28c4.jpg)
How Car Insurance Companies Value Cars
![A man drives a car](https://www.investopedia.com/thmb/_UoHRcOxcyyvfgPOEHKL5AluuUQ=/7008x4672/filters:no_upscale():max_bytes(150000):strip_icc()/standardautoinsurance-10484896aa2546d0aa8794269b84d94d.jpg)
Standard Auto Insurance: What It is, How It Works
![](https://www.investopedia.com/thmb/zFG10Ny1z-nRXOuW3jhHGPS1-jM=/680x440/filters:no_upscale():max_bytes(150000):strip_icc()/shutterstock_435570421.car_.insurance.cropped-5bfc3b82c9e77c00587b3302.jpg)
Metromile Insurance Review: Is Pay-Per-Mile Worth It?
![Third Party Liability Insurance](https://www.investopedia.com/thmb/WmRifUans7oFrLH8YvCKBQ-Z-ks=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/third-party-insurance.asp-final-b7340589f6924533b922106d46bd6ba6.jpg)
Third Party Liability Insurance Types
![A man driving a car adjust the dashboard settings.](https://www.investopedia.com/thmb/lL_-kbohzYdcfaG-MWDjGEHudVY=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/Driver-4ea8e5dc53e44473af0ea741418257ed.jpg)
Personal Injury Protection: What it is, How it Works
![What to Know About Gap Insurance](https://www.investopedia.com/thmb/GSdspzRrphywcQ_zw9j04rcn_ZI=/4000x2700/filters:no_upscale():max_bytes(150000):strip_icc()/do-drivers-really-need-gap-insurance.asp_v1-424595465de34273be8ac3c51fc6232b.png)
Do You Need Gap Insurance?
![Damaged bumpers from car accident](https://www.investopedia.com/thmb/2V6B_9HXi7aB3d6x4EQPTd4jnZk=/5018x3345/filters:no_upscale():max_bytes(150000):strip_icc()/damaged-bumpers-from-car-accident-1042683874-088a304b19ce499aba726943a378e257.jpg)
Collision Insurance: What it is, How it Works
![A driver makes a phone call while looking at accident damage on the side of a car](https://www.investopedia.com/thmb/vmVmwCBma-l6tO9p2aPPgqlZwgw=/8070x5383/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1441887775-d79e75e4cea049cfbe98f3e35b6ac909.jpg)
Underinsured Motorist Coverage: Definition, Example, Benefits
![](https://www.investopedia.com/thmb/HErNAgZR9gJjS7SGGAgn8ayRZxY=/680x440/filters:no_upscale():max_bytes(150000):strip_icc()/insurance-3-5bfc2b44c9e77c005876f93a.jpg)
Adverse Selection in Car Insurance: What It Is, How It Works, and Example
![](https://www.investopedia.com/thmb/1k0tXEyvtMcOCk0sqgZ-6mqtbiQ=/380x254/filters:no_upscale():max_bytes(150000):strip_icc()/Fit-5bfc2d6a46e0fb00517c3af9.jpg)
Cars That Depreciate the Least
![Red luxury sports car in a parking lot](https://www.investopedia.com/thmb/qfdQsRSmEgifL3GykcLTAxqvN44=/2309x1299/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-691132013-f3d79f53a9104709889d6995022f05c1.jpg)
Luxury Automobile Limitations: Meaning, Overview, Examples
![Auto accident involving two cars on a city street](https://www.investopedia.com/thmb/eMHFjyMIq5eMP7VnQIMoLVDcOQc=/4854x3250/filters:no_upscale():max_bytes(150000):strip_icc()/auto-accident-involving-two-cars-on-a-city-street-970958674-a196dc719c4a464a99c5cf128f2b1aa2.jpg)
Liability Car Insurance: Definition, Coverage, Limits, Example
![A driver takes a photo of a damaged car after an accident](https://www.investopedia.com/thmb/oz5e27UcmbZcLuSXW8o6xaO95bY=/8192x5464/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1673624641-3568128234904963a2125d80544742fe.jpg)
Uninsured Motorist Coverage (UM): How It Works, Requirements
![A person looks at their phone while their totaled car is in the background](https://www.investopedia.com/thmb/4SDIOoq5qK39cHcoL9dSBDZJaZM=/7008x3354/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1449552812-5e04ca7441914128957358383acb571c.jpg)
What Is Gap Insurance? Definition, How It Works, When to Buy
![Car Insurance Claim Form With Toy And Key On Table](https://www.investopedia.com/thmb/s6xILAPD9HawZH1erBsoklW1A3s=/1500x1000/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1012103542-a527d1f380024d5b87c02b255c1d4049.jpg)
Auto Insurance: Definition, How It Works, Coverage Types & Costs