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How much does it cost to use Braintree?
Our standard price of 2.9% + $.30 per card or digital wallet transaction includes all of our great features, and unlimited access to our support team. An additional 1% fee applies to transactions presented in USD. There are no monthly fees, and you only pay for what you use — there’s no minimum transaction processing amount. Visa, Mastercard, American Express, and Discover are all included at the same rate.
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I'm stuck with my current merchant account - can I still use Braintree as a payment gateway?
Yes. Most of our clients choose the simplicity of our full-stack payments offering, however, our payment gateway is compatible with most US merchant accounts for $49 per month and $.10 per transaction, and $10 for each additional merchant account.
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Are there any additional fees I could be charged?
There are only two instances where Braintree would charge additional fees. The first is for any chargebacks incurred (i.e. a customer disputes a charge). In that case you will be charged $15 for each chargeback incident. The second is a $0.30 fee on any refunds that are processed.
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What if I have to issue a refund?
Fully- and partially-refunded transactions will each incur a $.30 charge.
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Is volume pricing available?
Are you a large enterprise business processing more than $80K per month? See what we have to offer your big business. Get in touch with us by submitting a custom pricing form.
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What are my pricing options in Europe?
All European merchants have the opportunity to select Interchange plus (IC+) pricing or blended rate pricing. This is consistent with EU regulations around Merchant Interchange Fees (MIF).
Blended rate pricing offers fixed rates, which makes it easier to accurately forecast your payment processing costs. The blended model consists of an ad valorem and per-transaction fee. Depending on your account setup, you may have different rates for debit cards and credit cards.
Interchange plus pricing (IC+) consists of an ad valorem, per-transaction fee, interchange fees, and scheme fees. Because interchange fees are variable and are not determined by Braintree, it can be harder to predict the exact amount you’ll be charged. Similar to interchange fees, scheme fees are variable and are not determined by Braintree. The specific fees that are applied to each transaction depend primarily on card type, but include a number of other factors such as the type of merchant, cost of sale, processing technology, region, and more.
If you have questions about which pricing model applies to your account or are interested in learning more about either pricing model, contact our Accounts team.