The only animals that do knuckle walk have relatively delicate, and specialized hands that interfere with normal walking. You have Apes with dexterous fingers that can't easily stand upright for long distances and anteaters with specialized digging claws that are too long an cumbersome to be moved out of the way to put weight on the sole of the foot.
Claws are pretty durable. They're designed to tear apart trees, dig through soil, and rip through flesh. Bear claws don't need protection, but lots of things need protection from bear claws.
Keep in mind that polar bears have evolved to travel hundreds of miles in search of food, across snow covered tundra and ice sheets. Knuckle walking seems like an added complication for no benefit.