As for a reality check I have to start with your choice of stars. Our sun is G2-V star, which obviously has a temperature that puts the goldilocks zone at 1au. Your slightly hotter G0 star is giving heat to a planet at 0.9au, and I don't believe it will be inside the goldilocks zone for your stars, as it is too hot. The M0 is almost negligible in its irradiance contribution.
I want to move on to the very low density of your planet. It is unlikely this has an iron core due to its low mass to volume ratio. It is nearly the size of earth, yet has 9% less mass. What is the core made of? This means it is unlikely to have a magnetic field, and that means it doesn't have a magnetosphere. Life will problematic, even with a cooler stellar irradiance. Your planet will be suffering cosmic radiation bombardment.
Now for the problem of tidal forces and the Love numbers on your light-weight planet. Having a binary star makes the tides very erratic as the tidal forces won't have a normal harmonic. There will be much shifting of mass in this planet; expect a great deal of volcanism and tectonic activity even without a moon. The constant and erratic squeezing and stretching of your spheroid planet will be making a tremendous amount of heat and pressure inside the mantle from friction, and it wants to get out! We know how that happens.
Your surface temperatures, breathable atmosphere, and liquid water I feel put this planet outside the realm of a reality-check. Your story needs some high tech or magic to work, I am afraid.
The question you framed doesn't give us enough parameters for more than a 0th order answer I am afraid, but maybe some participants will make some guesses for you.