So, I'm creating a world for a science fantasy setting. It has magic and such, but since it's mainly taboo to use it, I want the world's climate to be based on hard scientific facts.
My world has an axial tilt of twelve degrees, creating much milder seasons than on Earth, and expanding the temperate zone considerably. What’s complicating things is that this planet has a silicate planetary ring. For six months, the tropics experience normal light and heat energy for a planet's equator. However, for the other six months, the rings block out some sunlight, creating an average temperature similar to more polar regions. This makes the area prone to flooding, and limits what vegetation can grow there.
Now, based on my research, the shadow of the ring would create a strong front of cold air that blows towards the side of the tropics that still experience normal sunlight, creating a massive band of storms that spans the whole tropical band. It also creates currents that vary between tropical and polar temperatures, bringing about stark seasonal differences in those lands the currents are near. What I want to know is, would this planet still be mostly habitable? Or have I created a scenario where things would be far too unstable for anything to survive? I'm most worried that the planet might just be full of storms at all points, making it too turbulent for humanoid life to be sustainable. Any help you guys can provide is much appreciated!