I wonder if I'd really notice the difference
Oh yes. I have attached results of two of my drives both SATA II. The Seagate is a 5200 RPM drive, but it seems to perform better than my older 7200 RPM drives. But for the sake of comparison I used two newer drives (both under 6 mos old) to give you an idea.
As far as cost - the per gig cost difference for platter vs. SSD is great, but, for me, I found the OCZ for $.54/GB and the seagate was $.16/GB. But for $65, I felt is was worth the cost.
Crystal Disk Mark results for a seagate 1 TB drive and a OCZ Vertex Plus R2 120GB
Seagate Results (AHCI Enabled)
CrystalDiskMark 3.0.1 x64 (C) 2007-2010 hiyohiyo
MB/s = 1,000,000 byte/s [SATA/300 = 300,000,000 byte/s]
Sequential Read : 105.395 MB/s
Sequential Write : 102.510 MB/s
Random Read 512KB : 29.256 MB/s
Random Write 512KB : 46.686 MB/s
Random Read 4KB (QD=1) : 0.304 MB/s [ 74.1 IOPS]
Random Write 4KB (QD=1) : 0.748 MB/s [ 182.7 IOPS]
Random Read 4KB (QD=32) : 0.359 MB/s [ 87.8 IOPS]
Random Write 4KB (QD=32) : 0.754 MB/s [ 184.1 IOPS]
Test : 1000 MB [E: 16.1% (225.3/1397.3 GB)] (x5)
Date : 2012/10/14 21:11:03
OS : Windows 7 Home Premium Edition SP1 [6.1 Build 7601] (x64)
OCZ Vertex 120 GB Results
CrystalDiskMark 3.0.1 x64 (C) 2007-2010 hiyohiyo
MB/s = 1,000,000 byte/s [SATA/300 = 300,000,000 byte/s]
Sequential Read : 240.114 MB/s
Sequential Write : 160.529 MB/s
Random Read 512KB : 140.087 MB/s
Random Write 512KB : 155.941 MB/s
Random Read 4KB (QD=1) : 16.242 MB/s [ 3965.4 IOPS]
Random Write 4KB (QD=1) : 31.987 MB/s [ 7809.4 IOPS]
Random Read 4KB (QD=32) : 42.707 MB/s [ 10426.5 IOPS]
Random Write 4KB (QD=32) : 31.443 MB/s [ 7676.6 IOPS]
Test : 1000 MB [C: 21.7% (25.0/115.2 GB)] (x5)
Date : 2012/10/14 20:59:59
OS : Windows 7 Home Premium Edition SP1 [6.1 Build 7601] (x64)